309 Cunningham Dr, Falling Waters, WV 25419 Property Records

Berkeley County property record for 309 Cunningham Dr, Falling Waters, WV 25419 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1988
Square Footage	2,442 sqft Living Area
Lot Size	87,120 sqft (2 acres)
Occupancy	Owner Occupied
Last Sale	$455,000 (2021)
Tax Bill	$3,206.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-10-0097.0022`
Alternative APNs	`02-02-10-0097.0022` `07147857`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	2,442 sqft Living Area
1st Floor	1,238 sqft 1st Floor
Family Room	Family Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Architectural Style	Modern Style
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Raised Foundation
Lot Area	87,120 sqft (2 acres)
Garage Area	576 sqft Garage

Exterior Amenities

Pool Type	Pool, Plastic/Vinyl Lined Pool Type
Pool Area	512 sqft Pool
Patio Area	107 sqft Patio
Porch	1 Porch
Porch Area	304 sqft Porch
Topography	Above Road/Slope Topography
Gazebo	2,000 sqft Gazebo

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	07147857
Street Address	309 CUNNINGHAM DR
City	FALLING WATERS
State	WV
Zip	25419-7620
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 20 RESIDUE SECTION 2 RED HAWK 2 ACRES
Legal Subdivision	HAWK
Legal Lot Number	20
Jurisdiction	BERKELEY WV
Minor Civil Division	POTOMAC
Census Blockgroup	1
Census Block	1001
Census Tract	971101

Owner

Source: Berkeley County records · APN 02-10-0097.0022

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	309 CUNNINGHAM DR, FALLING WATERS, WV 25419-7620
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Quit Claim Deed, Transfer Quitclaim Document
Nov 08, 2021	Deed, Transfer · Conventional Mortgage CNB BANK
Feb 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST FCU
Feb 07, 2020	Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) NORTHWEST FCU
Feb 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST FCU
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 08, 2021 · Amount on Record
Deed Sale	Nov 08, 2021 · Amount on Record
Prior Sale	Nov 08, 2021 · Amount on Record
Deed Doc Number	001367/574
Deed Book / Page	1367 / 574
Last Transfer Date	Mar 21, 2023
Transfer Doc	0001432/37
Record Refreshed	Jun 08, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKELEY WV
Recording Date	Mar 21, 2023
Property Address	309 CUNNINGHAM DR, FALLING WATERS, WV 25419-7620
Document Number	0001432/37
Book / Page	1432 / 37
Map Reference	DB 838 PG 403
Instrument Date	Mar 14, 2023
Instrument	20230006722
Transaction Type	Transfer
Record Updated	Apr 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 CUNNINGHAM DR, FALLING WATERS, WV 25419-7620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 CUNNINGHAM DR, FALLING WATERS, WV 25419-7620

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Nov 08, 2021
Property Address	309 CUNNINGHAM DR, FALLING WATERS, WV 25419-7620
Document Number	1367/574
Book / Page	1367 / 574
Map Reference	DB 838 PG 403
Instrument Date	Nov 04, 2021
Instrument	20210042064
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,503.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003810/150
Date	Nov 08, 2021
Book Page	3810/150
Instrument	20210042065

Lender

Name	CNB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Interest

Rate Type	Fixed Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	309 CUNNINGHAM DR, FALLING WATERS, WV 25419-7620
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3339/554
Date	Feb 15, 2019
Book Page	3339/554
Instrument	20190005195

Lender

Name	NORTHWEST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 25, 2043

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	309 CUNNINGHAM DR, FALLING WATERS, WV 25419-7620
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3462/345
Date	Feb 07, 2020
Book Page	3462/345
Instrument	20200003741

Lender

Name	NORTHWEST FCU
Type	Credit Union

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Mar 01, 2023
Change Frequency	Annually
Min Rate At Change	1.75%
Max Rate At Change	5.13%
Index	1-Year LIBOR

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	309 CUNNINGHAM DR, FALLING WATERS, WV 25419-7620
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3339/554
Date	Feb 15, 2019
Book Page	3339/554
Instrument	20190005195

Lender

Name	NORTHWEST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 25, 2043

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	309 CUNNINGHAM DR, FALLING WATERS, WV 25419-7620
Transaction Type	Mortgage
Record Updated	Aug 04, 2020
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3509/402
Date	Jun 10, 2020
Book Page	3509/402
Instrument	20200015938

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Berkeley County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,206.00 (-2.43%)	$263,710 (+1.41%) Land $49,270 Building $214,440	$439,500 (+1.41%) Land $82,100 Building $357,400
2023	$3,286.00	$260,050 Land $45,970 Building $214,080	$433,400 Land $76,600 Building $356,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berkeley County (54003C), updated July 7, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 21% of West Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

309 Cunningham Dr, Falling Waters, WV 25419 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Cunningham Dr

Nearby Streets

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