501 Bluff View Dr, Spencer, TN 38585 Property Records

Van Buren County property record for 501 Bluff View Dr, Spencer, TN 38585

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,602 sqft · built 1995
Lot Size	4.97 acres (216,493 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Aug 2026)
Tax Bill	$1,129 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0603903900116`

Property Details

APN / Parcel Number

Primary APN	`0603903900116`
Alternative APNs	`088039 00116` `039 00116`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,602 sqft Living Area
1st Floor Area	1,602 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	216,493 sqft (4.97 acres)
Terrain	Rolling
Garage Area	528 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	96 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	501 BLUFF VIEW DR
City	SPENCER
State	TN
Zip	38585-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06 LOT 9, COUNTY AREA: R01
Legal Subdivision	BLUFF VIEW ESTATES
Legal Lot Number	9
Jurisdiction	VAN BUREN TN
Township / Civil Division	5
Census Block Group	1
Census Block	1098
Census Tract	925200

Owner

501 Bluff View Dr is owned and occupied by an individual who bought it in August 2026.

Source: Van Buren County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	501 BLUFF VIEW DR, SPENCER, TN 38585-3507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on File
Deed Sale	Aug 28, 2026 · Amount on File
Prior Sale	Jun 16, 2014 · Amount on File
Deed Document Number	20261061
Deed Book / Page	150 / 566
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN TN
Recording Date	Aug 28, 2026
Property Address	501 BLUFF VIEW DR, SPENCER, TN 38585-3507
Document Number	0000001061
Book / Page	150 / 566
Instrument Date	Aug 25, 2026
Instrument	20261061
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128,926.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 BLUFF VIEW DR, SPENCER, TN 38585-3507
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001062,
Date	Aug 28, 2026
Instrument	20261062

Lender

Name	M & T BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 501 Bluff View Dr was $1,129.

Source: Van Buren County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Van Buren County
Municipality	Spencer City
Unified School District	Van Buren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,129.00	$47,050 (-) Land $13,225 Building $33,825	$188,200 Land $52,900 Building $135,300
2024	$1,129.00	$47,050 (-) Land $13,225 Building $33,825
2023	$1,129.00 (+0.27%)	$47,050 (+0.32%) Land $13,225 Building $33,825
2022	$1,126.00	$46,900 Land $13,225 Building $33,675	$187,600 (-0.32%) Land $52,900 Building $134,700
2021			$188,200 Land $52,900 Building $135,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 501 Bluff View Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 501 Bluff View Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY U.D. #2 serves 5,611 people · EPA ID TN0000655
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	No certified operator Sep 2018 Coliform assessment Sep 2018 Organic carbon removal Jul 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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