5008 W 38th St, Sioux Falls, SD 57106 Property Records

Minnehaha County property record for 5008 W 38th St, Sioux Falls, SD 57106

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,228 sqft · built 1961
Lot Size	0.271 acres (11,800 sqft)
Owner	2 Trust Names on Record
Last Sale	$299,500 (Mar 2022)
Tax Bill	$3,797 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-21-25-352-018-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-25-352-018-000`
Alternative APN	`48452`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,228 sqft Finished Area
1st Floor Area	1,228 sqft
Basement Area	1,228 sqft
Finished Basement	717 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,800 sqft (0.271 acres)
Lot Dimensions	118 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	18 sqft
Deck Area	160 sqft
Patio Area	440 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	48452
Street Address	5008 W 38TH ST
City	SIOUX FALLS
State	SD
Zip	57106-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 1 SUNSET HILL ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	SUNSET HILL ADDN
Legal Block	1
Legal Lot Number	7
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1013
Census Tract	1107

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	5008 W 38TH ST, SIOUX FALLS, SD 57106-1124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 7, 2023	Deed of Trust, Mortgage · FHA Mortgage DMI MORTGAGE SERVICING
Mar 1, 2022	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 10, 2022	Intrafamily Transfer, Transfer
Jan 12, 2022	Deed of Trust, Mortgage · Line of Credit FIRST DAKOTA NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Deed Book / Page	611-D / 920
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	5008 W 38TH ST, SIOUX FALLS, SD 57106-1124
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5008 W 38TH ST, SIOUX FALLS, SD 57106-1124

Mortgage

Document Number	002011/114
Date	Feb 4, 2026
Book Page	2011/114
Instrument	151052

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Mar 1, 2052

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	5008 W 38TH ST, SIOUX FALLS, SD 57106-1124
Transaction Type	Mortgage
Record Updated	Jan 19, 2024
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MOD SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5008 W 38TH ST, SIOUX FALLS, SD 57106-1124

Mortgage

Document Number	001978/584
Date	Dec 7, 2023
Book Page	1978/584

Lender

Name	DMI MORTGAGE SERVICING
Address	717 N HARWOOD ST STE 1600, DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Mar 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	5008 W 38TH ST, SIOUX FALLS, SD 57106-1124
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1947MTG/646
Date	Mar 1, 2022
Book Page	1947 MTG/646

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 10, 2022
Property Address	5008 W 38TH ST, SIOUX FALLS, SD 57106-1124
Document Number	612DEED/102
Book / Page	612 DEED / 102
Instrument Date	Mar 8, 2022
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	701 N SHEPHERD AVE, SIOUX FALLS, SD 57103-6096

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	5008 W 38TH ST, SIOUX FALLS, SD 57106-1124
Transaction Type	Mortgage
Record Updated	Mar 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5008 W 38TH ST, SIOUX FALLS, SD 57106-1124

Mortgage

Document Number	1944MTG/251
Date	Jan 12, 2022
Book Page	1944 MTG/251

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,767 (-1.1%) Land $31,154 Building $241,613	$272,767 Land $31,154 Building $241,613
2025	$3,797.00	$275,800 (-3.26%) Land $31,500 Building $244,300
2024	$3,797.00 (+2.73%)	$285,100 (+17.52%) Land $31,500 Building $253,600
2022	$3,696.00	$242,600 Land $31,500 Building $211,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2004–2015)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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