4906 W 38th St, Sioux Falls, SD 57106 Property Records

Minnehaha County property record for 4906 W 38th St, Sioux Falls, SD 57106

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,802 sqft · built 1961
Lot Size	0.271 acres (11,800 sqft)
Owner	Company Name on Record
Tax Bill	$4,723 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-21-25-352-021-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-25-352-021-000`
Alternative APN	`48455`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,802 sqft Finished Area
1st Floor Area	1,802 sqft
Basement Area	1,802 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Duplex Single
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,800 sqft (0.271 acres)
Lot Dimensions	118 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	48455
Street Address	4906 W 38TH ST
City	SIOUX FALLS
State	SD
Zip	57106-1122
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 10 BLOCK 1 SUNSET HILL ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	SUNSET HILL ADDN
Legal Block	1
Legal Lot Number	10
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1013
Census Tract	1107

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	27286 REDWOOD AVE, TEA, SD 57064-8121
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERNATIONAL BANK & TRUST
Sep 7, 2023	Warranty Deed, Transfer · Commercial Mortgage FIRST SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2024
Deed Sale	Jun 5, 2024
Prior Sale	Sep 7, 2023 · Amount on Record
Deed Book / Page	626-D / 285
Prior Transfer Date	May 31, 2024
Prior Transfer Doc	DEEDS626/285
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Apr 23, 2024
Property Address	4906 W 38TH ST, SIOUX FALLS, SD 57106-1122
Document Number	DEEDS625/430
Book / Page	DEEDS625 / 430
Instrument Date	Apr 18, 2024
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 N OAK RIDGE RD, BRANDON, SD 57005-1542

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27286 REDWOOD AVE, TEA, SD 57064-8121

Mortgage

Document Number	MTG1982985
Date	Apr 23, 2024
Instrument	MTG 1982/985

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Sep 7, 2023
Property Address	4906 W 38TH ST, SIOUX FALLS, SD 57106-1122
Document Number	DEED621/904
Book / Page	DEED 621 / 904
Instrument Date	Sep 5, 2023
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$273.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1920 S SHAW AVE, SIOUX FALLS, SD 57106-4782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 N OAK RIDGE RD, BRANDON, SD 57005-1542

Mortgage

Document Number	MTG1974/715
Date	Sep 7, 2023
Book Page	MTG 1974/715

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 5, 2048

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,500 (+8.57%) Land $31,500 Building $275,000	$306,500 Land $31,500 Building $275,000
2025	$4,723.00	$282,300 (+34.3%) Land $31,500 Building $250,800
2024	$4,723.00 (+27.17%)	$210,200 (+7.79%) Land $31,500 Building $178,700
2022	$3,714.00	$195,000 Land $31,500 Building $163,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2004–2015)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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