Clermont County property record for 5006 Guards Ln, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,318 sqft · built 1997 |
| Lot Size | 0.618 acres (26,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Aug 2016) |
| Tax Bill | $7,402 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jan 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-31-10F-157 |
| Primary APN | 39-31-10F-157 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,318 sqft Living Area |
| 1st Floor Area | 1,659 sqft |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 26,920 sqft (0.618 acres) |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 234 sqft |
| Patio Area | 398 sqft |
| Gazebo | 164 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5006 GUARDS LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POLO FIELDS II-D; LOT 182 |
| Legal Subdivision | POLO FIELDS |
| Legal Lot Number | 182 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 41406 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5006 GUARDS LN, CINCINNATI, OH 45244-1070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Jan 25, 2022 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2016 · Amount on Record |
| Deed Sale | Aug 25, 2016 · Amount on Record |
| Prior Sale | Jul 7, 2008 · Amount on Record |
| Deed Document Number | 201618967 |
| Deed Book / Page | 2656 / 1955 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 5006 GUARDS LN, CINCINNATI, OH 45244-1070 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000019506 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | 3003/2346 |
| Instrument | 202500019506 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 5006 GUARDS LN, CINCINNATI, OH 45244-1070 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002513 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 2909/3269 |
| Instrument | 202200002513 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 25, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 5006 GUARDS LN, CINCINNATI, OH 45244-1070 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000014232 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 2841/1580 |
| Instrument | 202000014232 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | Milford Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,402.00 (-62.91%) | $165,210 (-) Land $27,410 Building $137,800 | |
| 2024 | $472,000 (-) Land $78,300 Building $393,700 | ||
| 2023 | $19,957.00 (+175.95%) Homeowner's exemption | $165,210 (+38.46%) Land $27,410 Building $137,800 | $472,000 (+38.46%) Land $78,300 Building $393,700 |
| 2022 | $7,232.00 Homeowner's exemption | $119,320 Land $19,780 Building $99,540 | |
| 2020 | $340,900 Land $56,500 Building $284,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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