4991 Guards Ln, Cincinnati, OH 45244 Property Records

Clermont County property record for 4991 Guards Ln, Cincinnati, OH 45244

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,646 sqft · built 1996
Lot Size0.468 acres (20,386 sqft)
OwnerIndividual Name on File
Last Sale$247,500 (Jun 2000)
Tax Bill$6,048 (2025)
Flood ZoneZone X (minimal risk)
APN39-31-10F-164

Property Details

APN / Parcel Number

Primary APN39-31-10F-164

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,646 sqft Living Area
1st Floor Area1,032 sqft
Basement Area344 sqft
Unfinished Basement344 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleColonial
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Lot Area20,386 sqft (0.468 acres)
Garage Area506 sqft
Parking Spaces2 Parking Spaces
Deck Area43 sqft
Patio Area43 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4991 GUARDS LN
CityCINCINNATI
StateOH
Zip45244-1091
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOLO FIELDS II-D; LOT 189
Legal SubdivisionPOLO FIELDS
Legal Lot Number189
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group1
Census Block1016
Census Tract41406

Owner

Source: Clermont County records · APN 39-31-10F-164

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4991 GUARDS LN, CINCINNATI, OH 45244-1091
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 01, 2000 · Amount on Record
Deed SaleJun 01, 2000 · Amount on Record
Prior SaleDec 12, 1996 · Amount on Record
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictMilford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,048.00 (-62.91%)$135,000 (-) Land $27,410 Building $107,590
2024$385,700 (-) Land $78,300 Building $307,400
2023$16,308.00 (+176.36%) Homeowner's exemption$135,000 (+38.63%) Land $27,410 Building $107,590$385,700 (+38.64%) Land $78,300 Building $307,400
2022$5,901.00 Homeowner's exemption$97,380 Land $19,780 Building $77,600
2020$278,200 Land $56,500 Building $221,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 6, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 155 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Guards Ln

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