Santa Cruz County property record for 5005 Emerald St, Capitola, CA 95010 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,411 sqft · built 2004 |
| Lot Size | 0.073 acres (3,180 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $2,300,000 (Jul 2025) |
| Tax Bill | $20,361 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-044-16 |
| Primary APN | 034-044-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,411 sqft Living Area |
| Gross Area | 2,863 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 3,180 sqft (0.073 acres) |
| Garage Type | Attached |
| Garage Area | 452 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5005 EMERALD ST |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-3868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CAMP FAIR VIEW |
| Legal Lot Number | 37,38 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 121701 |
Source: Santa Cruz County records · APN 034-044-16
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 5005 EMERALD ST, CAPITOLA, CA 95010-3868 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 14, 2025 · Amount on Record |
| Deed Sale | Jul 14, 2025 · Amount on Record |
| Prior Sale | May 13, 2016 · Amount on Record |
| Deed Document Number | 202514474 |
| Prior Transfer Date | Nov 22, 2016 |
| Prior Transfer Doc | 0000046611 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 5005 EMERALD ST, CAPITOLA, CA 95010-3868 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | NATIONAL LINK |
| Name | Verified Name |
|---|---|
| Address | 1432 RICHARDSON AVE, LOS ALTOS, CA 94024-6138 |
| Document Number | 0000025671 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | 2025-0025671 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Dec 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.7% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.7% |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,300,000 (+37.89%) Land $1,748,000 Building $552,000 | ||
| 2025 | $20,361.00 (+9.27%) | $1,667,971 (+4.04%) Land $1,250,978 Building $416,993 | |
| 2023 | $18,633.00 (+0.99%) | $1,603,201 Land $1,202,401 Building $400,800 | $1,677,330 |
| 2022 | $18,451.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 822 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Surfnet Communications | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Cruzio Internet, Xfinity, California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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