Santa Cruz County property record for 4870 Emerald St, Capitola, CA 95010 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,750 sqft Living Area |
| Lot Size | 3,354 sqft (0.077 acres) |
| Garage | Attached, 400 sqft |
| Last Sale | $464,000 (2021) |
| Tax Bill | $14,860.00 (2025) |
| Primary APN | 034-037-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,750 sqft Living Area |
| Gross Area | 2,150 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,354 sqft (0.077 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 4870 EMERALD ST |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-3828 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | OPAL 01 |
| Legal Lot Number | 410 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1028 |
| Census Tract | 121701 |
Source: Santa Cruz County records · APN 034-037-10
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23764 HUTCHINSON RD, LOS GATOS, CA 95033-8545 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 07, 2022 | Intrafamily Transfer, Transfer |
| Apr 16, 2021 | Grant Deed, Transfer |
| Dec 16, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage MUFG UNION BANK NA |
| Oct 10, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 10, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 16, 2021 · Amount on Record |
| Deed Sale | Apr 16, 2021 · Amount on Record |
| Deed Doc Number | 202121984 |
| Last Transfer Date | Dec 08, 2021 |
| Transfer Doc | 0000000673 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 4870 EMERALD ST, CAPITOLA, CA 95010-3828 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 23764 HUTCHINSON RD, LOS GATOS, CA 95033-8545 |
| Document Number | 0000016078 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 2022-0016078 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 07, 2022 |
| Property Address | 4870 EMERALD ST, CAPITOLA, CA 95010-3828 |
| Document Number | 0000000673 |
| Map Reference | MB 18 PG 40 |
| Instrument Date | Dec 08, 2021 |
| Instrument | 2022-0000673 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23764 HUTCHINSON RD, LOS GATOS, CA 95033-8545 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 16, 2021 |
| Property Address | 4870 EMERALD ST, CAPITOLA, CA 95010-3828 |
| Document Number | 0000021984 |
| Map Reference | MB 18 PG 40 |
| Instrument Date | Apr 05, 2021 |
| Instrument | 2021-0021984 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $510.40 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23764 HUTCHINSON RD, LOS GATOS, CA 95033-8545 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 16, 2019 |
| Property Address | 4870 EMERALD ST, CAPITOLA, CA 95010-3828 |
| Document Number | 0000039692 |
| Map Reference | MB 18 PG 40 |
| Instrument Date | Dec 11, 2019 |
| Instrument | 2019-0039692 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 23764 HUTCHINSON RD, LOS GATOS, CA 95033-8545 |
| Document Number | 0000039693 |
|---|---|
| Date | Dec 16, 2019 |
| Instrument | 2019-0039693 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Jan 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.62% |
| Max Rate At Change | 6.62% |
| Index | 1-Year LIBOR |
| Max Rate | 10.6% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 10, 2019 |
| Property Address | 4870 EMERALD ST, CAPITOLA, CA 95010-3828 |
| Document Number | 0000031310 |
| Instrument Date | Oct 08, 2019 |
| Instrument | 31310 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 23764 HUTCHINSON RD LOS GATOS CA 950338545, LOS GATOS, CA 95033-8545 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 10, 2019 |
| Property Address | 4870 EMERALD ST, CAPITOLA, CA 95010-3828 |
| Document Number | 0000031309 |
| Instrument Date | Oct 08, 2019 |
| Instrument | 31309 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4870 EMERALD ST CAPITOLA CA 950103828, CAPITOLA, CA 95010-3828 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,207,196 (+2%) Land $847,682 Building $359,514 | ||
| 2025 | $14,860.00 (+7.25%) | $1,183,526 (+4.04%) Land $831,061 Building $352,465 | |
| 2024 | $13,856.00 (+2.17%) | ||
| 2023 | $13,562.00 (+1.09%) | $1,137,568 Land $798,790 Building $338,778 | $1,651,500 |
| 2022 | $13,416.00 |
4870 Emerald St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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