Sherburne County property record for 5004 Bluff Rd, Big Lake, MN 55309
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,028 sqft · built 1999 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (May 2004) |
| Tax Bill | $3,552 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-493-0228 |
| Primary APN | 65-493-0228 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,028 sqft Living Area |
| 1st Floor Area | 1,028 sqft |
| Basement Area | 773 sqft |
| Finished Basement | 773 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
|---|---|
| Porch Area | 54 sqft |
| Deck Area | 276 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 29460 |
|---|---|
| Street Address | 5004 BLUFF RD |
| City | BIG LAKE |
| State | MN |
| Zip | 55309-8965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14, BLK 2 |
| Legal Range | 28W |
| Legal Township | 33N |
| Legal Section | 13 |
| Legal Subdivision | MITCHELL LAKE RIDGE SECOND ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | BIG LAKE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 30406 |
5004 Bluff Rd is owned and occupied by an individual who bought it in May 2004.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5004 BLUFF RD, BIG LAKE, MN 55309-8965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2004 · Amount on File |
| Deed Sale | May 19, 2004 · Amount on File |
| Prior Sale | Sep 13, 2002 · Amount on File |
| Deed Document Number | 200464429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 5004 BLUFF RD, BIG LAKE, MN 55309-8965 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000852590 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 852590 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 5004 Bluff Rd was $3,552 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Big Lake City |
| County | Sherburne County |
| Unified School District | Big Lake Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $299,400 (+1.25%) Land $80,000 Building $219,400 | $299,400 (+1.25%) Land $80,000 Building $219,400 | |
| 2025 | $3,552.00 | $295,700 Land $80,000 Building $215,700 | $295,700 Land $80,000 Building $215,700 |
| 2023 | $3,410.00 | $291,700 Land $80,700 Building $211,000 | |
| 2021 | $291,700 Land $80,700 Building $211,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5004 Bluff Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5004 Bluff Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Big Lake serves 13,056 people · EPA ID MN1710002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Windstream DSL | 200 / 20 |
May also be available: SkyNet Broadband, Verizon.
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