5002 Bluff Rd, Big Lake, MN 55309 Property Records

Sherburne County property record for 5002 Bluff Rd, Big Lake, MN 55309

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,256 sqft · built 1999
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Apr 2022)
Tax Bill	$4,112 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`65-493-0230`

Property Details

APN / Parcel Number

Primary APN	`65-493-0230`
Alternative APNs	`65-00493-0230` `29461`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	1,256 sqft Living Area
1st Floor Area	1,256 sqft
Basement Area	1,095 sqft
Finished Basement	1,095 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	650 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	344 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	29461
Street Address	5002 BLUFF RD
City	BIG LAKE
State	MN
Zip	55309-8965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15, BLK 2
Legal Range	28W
Legal Township	33N
Legal Section	13
Legal Subdivision	MITCHELL LAKE RIDGE SECOND ADDITION
Legal Block	2
Legal Lot Number	15
Jurisdiction	SHERBURNE MN
Township / Civil Division	BIG LAKE
Census Block Group	1
Census Block	1021
Census Tract	30406

Owner

5002 Bluff Rd is owned and occupied by an individual who bought it in April 2022.

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5002 BLUFF RD, BIG LAKE, MN 55309-8965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 15, 2021	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK
Jul 26, 2019	Warranty Deed, Transfer · VA Mortgage AMEC INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022 · Amount on File
Deed Sale	Apr 22, 2022 · Amount on File
Prior Sale	Jul 26, 2019 · Amount on File
Deed Document Number	20221401874
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Apr 25, 2022
Property Address	5002 BLUFF RD, BIG LAKE, MN 55309-8965
Document Number	0000941413
Instrument Date	Apr 22, 2022
Instrument	941413
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	LEGACY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5002 BLUFF RD, BIG LAKE, MN 55309-8965

Mortgage

Document Number	0000941414
Date	Apr 25, 2022
Instrument	941414

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	5002 BLUFF RD, BIG LAKE, MN 55309-8965
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000914341
Date	Mar 15, 2021
Instrument	914341

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jul 26, 2019
Property Address	5002 BLUFF RD, BIG LAKE, MN 55309-8965
Document Number	0000875689
Instrument Date	Jul 25, 2019
Instrument	875689
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	EXECUTIVE LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5002 BLUFF RD, BIG LAKE, MN 55309-8965

Mortgage

Document Number	0000875690
Date	Jul 26, 2019
Instrument	875690

Lender

Name	AMEC INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5002 Bluff Rd was $4,112 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Big Lake City
County	Sherburne County
Unified School District	Big Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,200 (-0.68%) Land $85,000 Building $249,200	$334,200 (-0.68%) Land $85,000 Building $249,200
2025	$4,112.00	$336,500 Land $85,000 Building $251,500	$336,500 Land $85,000 Building $251,500
2023	$3,880.00	$332,300 Land $85,000 Building $247,300
2021			$332,300 Land $85,000 Building $247,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5002 Bluff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5002 Bluff Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Big Lake serves 13,056 people · EPA ID MN1710002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Windstream DSL	200 / 20

May also be available: SkyNet Broadband, Verizon.

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