5003 Creek Cir, Prospect, KY 40059 Property Records

Oldham County property record for 5003 Creek Cir, Prospect, KY 40059

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,307 sqft · built 1982
Lot Size5.24 acres (228,254 sqft)
Owner2 Individual Names on Record
Tax Bill$4,630 (2025)
Deeds & MortgagesMay 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN06-26-00-19

Property Details

APN / Parcel Number

Primary APN06-26-00-19
Alternative APN
  • 61829

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,307 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area228,254 sqft (5.24 acres)
Garage TypeAttached
Garage Area568 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number61829
Street Address5003 CREEK CIR
CityPROSPECT
StateKY
Zip40059-9511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & 5.24AC
Legal SubdivisionHIDDEN CREEK
Legal Lot Number19
JurisdictionOLDHAM KY
Township / Civil DivisionPEWEE VALLEY
Census Block Group1
Census Block1001
Census Tract30704

Owner

Source: Oldham County records, as of December 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5003 CREEK CIR, PROSPECT, KY 40059-9511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2019
Deed SaleMay 20, 2019
Deed Document Number2019551931
Deed Book / Page1217 / 227
Prior Transfer DateMay 1, 2019
Prior Transfer DocD1217/0227
Record UpdatedJun 8, 2026

May 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOLDHAM KY
Recording DateMay 20, 2019
Property Address5003 CREEK CIR, PROSPECT, KY 40059-9511
Document NumberD1217/0227
Book / PageD1217 / 0227
Map ReferenceMB 3 PG 98
Instrument DateMay 1, 2019
Instrument551931
Transaction TypeTransfer
Record UpdatedNov 16, 2021
Title CompanyF/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5003 CREEK CIR, 5003, PROSPECT, KY 40059-9511

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5003 CREEK CIR, PROSPECT, KY 40059-9511

Mortgage

Document Number551932
DateMay 20, 2019
Instrument551932
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyOldham County
Unified School DistrictOldham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,630.00 (+17.72%) Homeowner's exemption$400,000 (+15.94%) Land $80,000 Building $320,000$400,000 (+15.94%) Land $80,000 Building $320,000
2023$3,933.00 Homeowner's exemption$345,000 Land $75,000 Building $270,000$345,000 Land $75,000 Building $270,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Creek Cir

Nearby Streets

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