5000 Creek Cir, Prospect, KY 40059 Property Records

Oldham County property record for 5000 Creek Cir, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,570 sqft · built 1993
Lot Size	8.6 acres (374,616 sqft)
Owner	Individual Name on Record
Last Sale	$457,000 (Jan 2013)
Tax Bill	$6,915 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-26-00-17`

Property Details

APN / Parcel Number

Primary APN	`06-26-00-17`
Alternative APN	`48244`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,570 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	374,616 sqft (8.6 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	48244
Street Address	5000 CREEK CIR
City	PROSPECT
State	KY
Zip	40059-9511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 8.60AC
Legal Lot Number	17
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1001
Census Tract	30704

Owner

Source: Oldham County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5000 CREEK CIR, PROSPECT, KY 40059-9511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2013 · Amount on Record
Deed Sale	Jan 8, 2013 · Amount on Record
Prior Sale	Dec 23, 2009 · Amount on Record
Deed Document Number	460361
Deed Book / Page	D1043 / 485
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	5000 CREEK CIR, PROSPECT, KY 40059-9511
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2445/197
Date	Sep 2, 2020
Book Page	M2445/197
Instrument	592387

Lender

Name	THE MORTGAGE WAREHOUSE
Type	Mortgage Company
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,915.00 (+11.37%) Homeowner's exemption	$575,000 (+10.58%) Land $130,000 Building $445,000	$575,000 (+10.58%) Land $130,000 Building $445,000
2023	$6,209.00 Homeowner's exemption	$520,000 Land $120,000 Building $400,000	$520,000 Land $120,000 Building $400,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000