4998 el Mirlo Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4998 el Mirlo Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,790 sqft · built 2002
Lot Size	0.139 acres (6,050 sqft)
Owner	2 Company Names on Record
Last Sale	$701,000 (Apr 2021)
Tax Bill	$8,040 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-430-02-00`

Property Details

APN / Parcel Number

Primary APN	`122-430-02-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,790 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	6,050 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4998 EL MIRLO DR
City	OCEANSIDE
State	CA
Zip	92057-2700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 2 TR 013940
Legal Subdivision	SUNWEST VILLAGE
Legal Tract	013940
Legal Block	3
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3006
Census Tract	18619

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5209 BRICKFIELD LN, SAN DIEGO, CA 92130-6948
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jul 11, 2017	Deed of Trust, Mortgage · VA Mortgage UBERMORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	May 17, 2013 · Amount on Record
Deed Document Number	2021309306
Record Updated	Sep 20, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2021
Property Address	4998 EL MIRLO DR, OCEANSIDE, CA 92057-2700
Document Number	0000309306
Map Reference	MAP 13940
Instrument Date	Apr 9, 2021
Instrument	2021-0309306
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5209 BRICKFIELD LN, SAN DIEGO, CA 92130-6948

Mortgage

Document Number	0000309307
Date	Apr 21, 2021
Instrument	2021-0309307

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4998 EL MIRLO DR, OCEANSIDE, CA 92057-2700
Document Number	0000325927
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 GROVESHIRE PL RICHLANDS NC 285748416, RICHLANDS, NC 28574-8416

Mortgage

Document Number	0000325927
Date	Jul 19, 2017
Instrument	325927

Lender

Name	UBERMORTGAGE INC
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$773,956 (+2%) Land $407,996 Building $365,960
2025	$8,040.00 (+4.43%)	$758,782 (+4.04%) Land $399,997 Building $358,785
2023	$7,699.00 (+1.76%)	$729,318 Land $384,465 Building $344,853
2022	$7,566.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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