Chesterfield County property record for 5001 Cross Roads Church Rd, Ruby, SC 29741 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1983 |
| Square Footage | 880 sqft Total Area |
| Lot Size | 29,098 sqft (0.668 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $229.00 (2025) |
| Primary APN | 109 000 000 058 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 880 sqft Total Area |
| 1st Floor | 880 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Lot Area | 29,098 sqft (0.668 acres) |
| Account Number | 00015200 |
|---|---|
| Street Address | 5001 CROSS ROADS CHURCH RD |
| City | RUBY |
| State | SC |
| Zip | 29741-6704 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.668 ACRE LOT |
| Legal Subdivision | CHARLES R BLACK & HAZEL R BLACK |
| Jurisdiction | CHESTERFIELD SC |
| Minor Civil Division | MOUNT CROGHAN |
| Census Blockgroup | 2 |
| Census Block | 2046 |
| Census Tract | 950300 |
Source: Chesterfield County records · APN 109 000 000 058
Assessment roll updated February 10, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5001 CROSS ROADS CHURCH RD, RUBY, SC 29741-6704 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU |
| Apr 26, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROYAL UNITED MORTGAGE LLC |
| Nov 01, 2011 | Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU |
| May 31, 2012 | Deed of Trust, Mortgage · Line of Credit HERITAGE COMMUNITY BANK |
| Jul 07, 2025 | Deed of Trust, Mortgage · Line of Credit ROYAL UNITED MORTGAGE LLC |
| Dec 22, 2010 | Deed of Trust, Mortgage · Commercial Mortgage FOUNDERS FCU |
| Sep 16, 2010 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 13, 2010 |
| Transfer Doc | 00459/0396 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 5001 CROSS ROADS CHURCH ROAD, RUBY, SC 29741-6704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00524/1388 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 524/1388 |
| Instrument | 202100002233 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 05, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 5001 CROSS ROADS CHURCH ROAD, RUBY, SC 29741-6704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5001 CROSS ROADS CHURCH RD, RUBY, SC 29741-6704 |
| Document Number | 000551/746 |
|---|---|
| Date | Apr 26, 2024 |
| Book Page | 551/746 |
| Instrument | 2024-1481 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 7999 KNUE RD STE 300, INDIANAPOLIS, IN 46250 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 5001 CROSS ROADS CHURCH ROAD, RUBY, SC 29741-6704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00455/0364 |
|---|---|
| Date | Nov 01, 2011 |
| Book Page | 455/0364 |
| Instrument | 201100003435 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 15, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 5001 CROSS ROADS CHURCH ROAD, RUBY, SC 29741-6704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00459/0396 |
|---|---|
| Date | May 31, 2012 |
| Book Page | 459/0396 |
| Instrument | 201200001960 |
| Name | HERITAGE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | HARTSVILLE, SC 29550 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 5001 CROSS ROADS CHURCH ROAD, RUBY, SC 29741-6704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5001 CROSS ROADS CHURCH RD, RUBY, SC 29741-6704 |
| Document Number | 000020/893 |
|---|---|
| Date | Jul 07, 2025 |
| Book Page | 20-/893 |
| Instrument | 2025-2628 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 10194 CROSSPOINT BLVD STE 110, INDIANAPOLIS, IN 46256 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 5001 CROSS ROADS CHURCH ROAD, RUBY, SC 29741-6704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00450/0681 |
|---|---|
| Date | Dec 22, 2010 |
| Book Page | 450/0681 |
| Instrument | 201000004252 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Dec 15, 2017 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Sep 16, 2010 |
| Property Address | 5001 CROSS ROADS CHURCH ROAD, RUBY, SC 29741-6704 |
| Document Number | 00459/0396 |
| Book / Page | 459 / 0396 |
| Map Reference | MB 31 PG 140 |
| Instrument Date | Sep 13, 2010 |
| Instrument | 201000003092 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5001 CROSS ROADS CHURCH RD, RUBY, SC 29741-6704 |
Source: Chesterfield County records · Assessment roll updated February 10, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Unified School District | Chesterfield County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $229.00 (+37.13%) | $980 (+15.29%) Land $160 Building $820 | $68,300 (+63.01%) Land $6,000 Building $62,300 |
| 2023 | $167.00 | $850 Land $130 Building $720 | $41,900 Land $3,400 Building $38,500 |
Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 43% of the US · above 30% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,587 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures