4400 Cross Roads Church Rd, Ruby, SC 29741 Property Records

Chesterfield County property record for 4400 Cross Roads Church Rd, Ruby, SC 29741

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	1 ba · 1,200 sqft · built 1950
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Jul 2022)
Tax Bill	$2,558 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`108 000 000 007`

Property Details

APN / Parcel Number

Primary APN	`108 000 000 007`
Alternative APNs	`00014967` `00824293` `824293`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Total Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	23,087 sqft (0.53 acres)
Total Buildings	4 Buildings

Location & Zoning

Account Number	00014967
Street Address	4400 CROSS ROADS CHURCH RD
City	RUBY
State	SC
Zip	29741-6746
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	0.53 ACRE LOT
Legal Subdivision	BLAKE DAVIS
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	MOUNT CROGHAN
Census Block Group	2
Census Block	2050
Census Tract	950300

Owner

4400 Cross Roads Church Rd, a residential property, is owned by two individuals who bought it in July 2022.

Source: Chesterfield County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 85, PEACHLAND, NC 28133-0085
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Feb 8, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2022 · Amount on File
Deed Sale	Jul 6, 2022 · Amount on File
Prior Sale	Feb 8, 2022 · Amount on File
Deed Document Number	20222962
Deed Book / Page	548 / 85
Prior Transfer Date	Jul 19, 2006
Prior Transfer Doc	00428/1352
Record Updated	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jul 6, 2022
Property Address	4400 CROSS ROADS CHURCH RD, RUBY, SC 29741-6746
Document Number	0000548/85
Book / Page	548 / 85
Map Reference	MB K PG 58
Instrument Date	Jul 5, 2022
Instrument	2022-2962
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$377.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 85, PEACHLAND, NC 28133-0085

Mortgage

Document Number	202200002963
Date	Jul 6, 2022
Instrument	202200002963

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Feb 8, 2022
Property Address	4400 CROSS ROADS CHURCH RD, RUBY, SC 29741-6746
Document Number	000544/522
Book / Page	544 / 522
Map Reference	MB 9 PG 39
Instrument Date	Feb 7, 2022
Instrument	202200000615
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Tax	$109.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 777, PAGELAND, SC 29728-0777
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4400 Cross Roads Church Rd was $2,558.

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,558.00	$7,690 Land $360 Building $7,330	$128,100 Land $6,000 Building $122,100
2023	$2,277.00 (+253.02%)	$7,120 (+278.72%) Land $300 Building $6,820	$118,600 (+278.91%) Land $5,000 Building $113,600
2022	$645.00	$1,880 Land $240 Building $1,640	$31,300 Land $4,000 Building $27,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4400 Cross Roads Church Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4400 Cross Roads Church Rd is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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