Hamilton County property record for 5000 Oop Rd, Chattanooga, TN 37416
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · built 2025 |
| Owner | Individual Name on Record |
| Last Sale | $409,000 (Apr 2025) |
| Tax Bill | $961 (2025) |
| Deeds & Mortgages | Jun 2024 Construction Loan Apr 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 120N G 033 |
| Primary APN | 120N G 033 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Year Built | Built 2025 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000390304 |
|---|---|
| Street Address | 5000 OOP RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-2546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 47 SWAN COVE SUB PB 119 PGS 98-100 OUT OF 120N F 017 FOR 2021 |
| Legal Subdivision | SWAN COVE SUB |
| Legal Lot Number | 47 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11402 |
Source: Hamilton County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 601810, SACRAMENTO, CA 95860-1810 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2024 | Deed of Trust, Mortgage · Construction Mortgage BUILTWELL BANK |
| Apr 8, 2025 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2025 · Amount on Record |
| Deed Sale | Apr 8, 2025 · Amount on Record |
| Deed Document Number | 2025040800164 |
| Deed Book / Page | 13885 / 897 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 5000 OOP RD, CHATTANOOGA, TN 37416-2546 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000186 |
|---|---|
| Date | Jun 25, 2024 |
| Book Page | 13631/188 |
| Instrument | 2024062500186 |
| Name | BUILTWELL BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Dec 15, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 8, 2025 |
| Property Address | 5000 OOP RD, CHATTANOOGA, TN 37416-2546 |
| Document Number | 0000000164 |
| Book / Page | 13885 / 897 |
| Map Reference | MB 119 PG 96 |
| Instrument Date | Apr 7, 2025 |
| Instrument | 2025040800164 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Title Company | FOOTHILLS TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,513.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 601810, SACRAMENTO, CA 95860-1810 |
| Document Number | 0013885901 |
|---|---|
| Date | Apr 8, 2025 |
| Instrument | 13885/901 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | May 1, 2056 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $961.00 (+392.82%) | $63,425 (+624.86%) | $253,700 (+624.86%) Land $60,000 Building $193,700 |
| 2024 | $195.00 | $8,750 (-) | $35,000 (-) Land $35,000 |
| 2023 | $195.00 | $8,750 (-) | $35,000 (-) Land $35,000 |
| 2022 | $195.00 | $8,750 | $35,000 Land $35,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 53% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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