5000 Cawthon Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5000 Cawthon Way, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,402 sqft · built 2007
Lot Size	0.247 acres (10,759 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Dec 2019)
Tax Bill	$4,640 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Jul 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`07-25-31-2875-0001-2460`

Property Details

APN / Parcel Number

Primary APN	`07-25-31-2875-0001-2460`
Alternative APNs	`253107287500012460` `142938`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,402 sqft Living Area
Gross Area	4,402 sqft
1st Floor Area	1,570 sqft
Upper Floors Area	1,832 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,759 sqft (0.247 acres)
Garage Type	Attached
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	36 sqft
Porch	Slab
Porch Area	382 sqft
Deck Area	612 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	5000 CAWTHON WAY
City	SAINT CLOUD
State	FL
Zip	34771-7977
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LAKE POINTE PH 2B PB 19 PG 17-18 LOT 246
Legal Range	31E
Legal Township	25S
Legal Section	07
Legal Subdivision	LAKE POINTE PH 2B
Legal Phase	2B
Legal Tract	2875
Legal Block	1
Legal Lot Number	246
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1008
Census Tract	43600

Owner

Source: Osceola County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5000 CAWTHON WAY, SAINT CLOUD, FL 34771-7977
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2019	Warranty Deed, Transfer · Conventional Mortgage HOME1ST LENDING LLC
Jul 3, 2018	Loan Modification, Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2019 · Amount on Record
Deed Sale	Dec 11, 2019 · Amount on Record
Prior Sale	Nov 16, 2016 · Amount on Record
Deed Document Number	2019160095
Deed Book / Page	5638 / 502
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 11, 2019
Property Address	5000 CAWTHON WAY, SAINT CLOUD, FL 34771-7977
Document Number	0056380502
Book / Page	5638 / 0502
Map Reference	MB 19 PG 17&18
Instrument Date	Dec 9, 2019
Instrument	2019160095
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,793.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9685 LAKE NONA VILLAGE PL STE 203, 203, ORLANDO, FL 32827-7322

Mortgage

Document Number	0056380504
Date	Dec 11, 2019
Instrument	5638/0504

Lender

Name	HOME1ST LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	5000 CAWTHON WAY, SAINT CLOUD, FL 34771-7977
Document Number	0053660501
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5000 CAWTHON WAY ST CLOUD FL 347717977, ST CLOUD, FL 34771-7977

Mortgage

Document Number	0053660501
Date	Jul 12, 2018
Book Page	005366/000501
Instrument	106864

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2048

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,640.00 (+7.04%) Homeowner's exemption	$324,391 (+5.99%)	$522,200 (-3.06%) Land $90,000 Building $432,200
2023	$4,335.00 (+4.01%) Homeowner's exemption	$306,067 (+3%)	$538,700 (+15.63%) Land $90,000 Building $448,700
2022	$4,168.00 Homeowner's exemption	$297,153	$465,900 Land $80,000 Building $385,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Hotwire Communications.

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