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5012 Cawthon Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5012 Cawthon Way, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,222 sqft · built 2007
Lot Size0.207 acres (9,016 sqft)
Owner2 Individual Names on Record
Last Sale$123,000 (Mar 2020)
Tax Bill$3,629 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-25-31-2875-0001-2520

Property Details

APN / Parcel Number

Primary APN07-25-31-2875-0001-2520
Alternative APNs
  • 253107287500012520
  • 142944

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,222 sqft Living Area
Gross Area4,159 sqft
1st Floor Area2,761 sqft
Upper Floors Area461 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,016 sqft (0.207 acres)
Garage TypeAttached
Garage Area636 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area301 sqft
Gazebo338 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address5012 CAWTHON WAY
CitySAINT CLOUD
StateFL
Zip34771-7977
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionLAKE POINTE PH 2B PB 19 PG 17-18 LOT 252
Legal Range31E
Legal Township25S
Legal Section07
Legal SubdivisionLAKE POINTE PH 2B
Legal Phase2B
Legal Tract2875
Legal Block2520
Legal Lot Number252
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1008
Census Tract43600

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5012 CAWTHON WAY, SAINT CLOUD, FL 34771-7977
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2020 · Amount on Record
Deed SaleMar 18, 2020 · Amount on Record
Prior SaleJun 21, 2010 · Amount on Record
Deed Document Number202039249
Deed Book / Page5694 / 1988
Prior Transfer DateMar 10, 2020
Prior Transfer Doc0056941988
Record UpdatedJun 8, 2026

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMar 18, 2020
Property Address5012 CAWTHON WAY, SAINT CLOUD, FL 34771-7977
Document Number0056941988
Book / Page5694 / 1988
Map ReferenceMB 19 PG 17&18
Instrument DateMar 10, 2020
Instrument2020039249
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Tax$861.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5012 CAWTHON WAY, SAINT CLOUD, FL 34771-7977

Mortgage

Document Number0056941990
DateMar 18, 2020
Instrument5694/1990
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,629.00 (+7.11%) Homeowner's exemption$251,356 (+7.83%)$509,900 (-2.13%) Land $90,000 Building $419,900
2024$3,388.00 (+2.17%)
2023$3,316.00 (+4.34%) Homeowner's exemption$233,101 (+3%)$521,000 (+16.71%) Land $90,000 Building $431,000
2022$3,178.00 Homeowner's exemption$226,312$446,400 Land $80,000 Building $366,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, CenturyLink, Hotwire Communications.

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