500 W Silver St, Reading, MI 49274 Property Records

Hillsdale County property record for 500 W Silver St, Reading, MI 49274

Property Summary

Property TypeSingle Family Home
Details1 ba · 968 sqft
Lot Size1.18 acres (51,749 sqft)
Owner2 Individual Names on File
Last Sale$20,000 (Dec 1989)
Tax Bill$1,156 (2025)
Flood ZoneZone X (minimal risk)
APN20-095-001-009

Property Details

APN / Parcel Number

Primary APN20-095-001-009

Interior

Full Baths1 Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area968 sqft Living Area
Gross Area1,651 sqft
1st Floor Area1,651 sqft
Basement Area683 sqft
Unfinished Basement683 sqft

Exterior

Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area51,749 sqft (1.18 acres)
Lot Dimensions165 ft deep x 313 ft wide
Garage Area728 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address500 W SILVER ST
CityREADING
StateMI
Zip49274-9124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1LDRES
Legal DescriptionLOTS 8, 9, 10, & 11 THOMAS ADD SEC 27 T7S R4W CITY OF READING
Legal Range04W
Legal Township07S
Legal Section27
Legal SubdivisionTHOMAS ADD
Legal Lot Number8,9,10
JurisdictionHILLSDALE MI
Township / Civil DivisionREADING
Census Block Group4
Census Block4004
Census Tract50400

Owner

500 W Silver St is owned by two individuals who acquired it in April 2016.

Source: Hillsdale County records, as of July 27, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 681, READING, MI 49274-0681
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 1989 · Amount on File
Deed SaleDec 14, 1989 · Amount on File
Last Transfer DateApr 25, 2016
Transfer Doc01620/0826
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 500 W Silver St was $1,156.

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyHillsdale County
MunicipalityReading City
Unified School DistrictReading Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$60,600 (-1.94%)$120,744 (-1.91%) Land $11,667 Building $109,077
2025$1,156.00 Homeowner's exemption$61,800$123,093 Land $11,667 Building $111,426
2023$45,600$90,708 Land $10,321 Building $80,387
2021$1,001.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 500 W Silver St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2001)
Most Recent ClaimFeb 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 W Silver St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Mercury Fiber
Fixed Wireless
150 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: DMCI Broadband, Lakeland Internet.

Nearby Properties on W Silver St

Nearby Streets

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