407 W Silver St, Reading, MI 49274 Property Records

Hillsdale County property record for 407 W Silver St, Reading, MI 49274 · Last verified April 2026

Property Summary

Property TypeMobile Home
Details2 ba · 1,568 sqft · built 2000
Lot Size0.424 acres (18,469 sqft)
OwnerIndividual Name on File
Last Sale$76,900 (Sep 2008)
Tax Bill$760 (2025)
Deeds & MortgagesMay 2023 Transfer
Flood ZoneZone X (minimal risk)
APN20-065-001-068

Property Details

APN / Parcel Number

Primary APN20-065-001-068

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,568 sqft Living Area
1st Floor Area1,568 sqft
Basement Area1,568 sqft
Unfinished Basement1,568 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleMobile Home
Exterior MaterialWood Siding
Lot Area18,469 sqft (0.424 acres)
Lot Dimensions100 ft deep x 66 ft wide
Garage Area200 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address407 W SILVER ST
CityREADING
StateMI
Zip49274-9121
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionPRT LOTS 59 & 60 DESC AS: COM NW COR LOT 60 TH E ALG N LOT LN 132 FT TH S 100 FT TH W 132 FT TH N 100 FT TO POB CHAPMANS ADD
Legal Range04W
Legal Township07S
Legal Section27
Legal SubdivisionCHAPMANS ADD
Legal Lot Number59,60
JurisdictionHILLSDALE MI
Township / Civil DivisionREADING
Census Block Group4
Census Block4005
Census Tract50400

Owner

Source: Hillsdale County records · APN 20-065-001-068

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address407 W SILVER ST, READING, MI 49274-9121
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 08, 2008 · Amount on Record
Deed SaleSep 08, 2008 · Amount on Record
Prior SaleNov 09, 2007 · Amount on Record
Deed Book / Page1364 / 179
Last Transfer DateMay 13, 2023
Transfer Doc001850/105
Record UpdatedJun 08, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSDALE MI
Recording DateMay 17, 2023
Property Address407 W SILVER ST, READING, MI 49274-9121
Document Number001850/105
Book / Page1850 / 105
Instrument DateMay 17, 2023
Transaction TypeTransfer
Record UpdatedJul 14, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address407 W SILVER ST, READING, MI 49274-9121

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address813 CHERRY HILL CT, FREMONT, IN 46737-7000

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMichigan
CountyHillsdale County
MunicipalityReading City
Unified School DistrictReading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$760.00 (-29.76%) Homeowner's exemption$69,800 (+66.19%)$139,630 (+66.32%) Land $9,616 Building $130,014
2023$42,000 (+15.07%)$83,953 (+14.86%) Land $8,507 Building $75,446
2022$36,500$73,091 Land $7,397 Building $65,694
2021$1,082.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260590504004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2001)
Most Recent ClaimFeb 2001, river or lake flooding

Wildfire

Wildfire RiskLow
above 6% of the US · above 15% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
Mercury BroadbandFixed Wireless (licensed-by-rule)150 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: DMCI Broadband, Spectrum, Lakeland Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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