Saginaw County property record for 500 S Westervelt Rd, Saginaw, MI 48604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,472 sqft · built 1920 |
| Lot Size | 0.662 acres (28,837 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,000 (Apr 2026) |
| Tax Bill | $2,500 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 02-12-5-05-0155-700 |
| Primary APN | 02-12-5-05-0155-700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,837 sqft (0.662 acres) |
| Lot Dimensions | 280 ft deep x 103 ft wide |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | Deck Area |
| Patio Area | 288 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 500 S WESTERVELT RD |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48604-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TRB1/TR |
| Legal Description | LOTS 1 & 10 BLK 36 ALSO SLY 43 FT OF THAT PART OF ABANDONED BUSH ST LYING ADJACENT TO SD LOTS CITY OF ZILWAUKEE SEC 5 T12N |
| Legal Range | 05E |
| Legal Township | 12N |
| Legal Section | 05 |
| Legal Subdivision | CITY OF ZILWAUKEE |
| Legal Block | 36 |
| Legal Lot Number | 1,10 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ZILWAUKEE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10800 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 500 S WESTERVELT RD, SAGINAW, MI 48604-1424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 22, 2026 | Warranty Deed, Transfer · Balloon Mortgage JET CREDIT UNION |
| Apr 22, 2026 | Quit Claim Deed, Transfer DIVERSIFIED NATIONAL TITLE |
| Nov 21, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on Record |
| Deed Sale | Apr 22, 2026 · Amount on Record |
| Prior Sale | Nov 16, 1978 · Amount on Record |
| Deed Document Number | 202611431 |
| Prior Transfer Date | Nov 15, 2017 |
| Prior Transfer Doc | 0000030998 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 22, 2026 |
| Property Address | 500 S WESTERVELT RD, SAGINAW, MI 48604-1424 |
| Document Number | 0000011431 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026.11431 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Title Company | DIVERSIFIED NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $87,112.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 500 S WESTERVELT RD, SAGINAW, MI 48604-1424 |
| Document Number | 0000011432, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026..11432 |
| Name | JET CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2036 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.11% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 22, 2026 |
| Property Address | 500 S WESTERVELT RD, SAGINAW, MI 48604-1424 |
| Document Number | 0000011433 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202611433 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | DIVERSIFIED NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 500 S WESTERVELT RD, SAGINAW, MI 48604-1424 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 21, 2017 |
| Property Address | 500 S WESTERVELT RD, SAGINAW, MI 48604-1424 |
| Document Number | 0000030998 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 30998 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 310 SCHUST RD SAGINAW MI 486041420, SAGINAW, MI 48604-1420 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| Municipality | Zilwaukee City |
| Unified School District | Saginaw City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,900 (+39.95%) | $119,800 (+39.95%) | |
| 2025 | $2,500.00 (+50.33%) | $42,800 (+16.3%) | $85,600 (+16.3%) |
| 2023 | $36,800 | $73,600 | |
| 2022 | $1,663.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 14 (1986–2022) |
| Claims Outside the SFHA | 4 of 14 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ZILWAUKEE serves 1,534 people · EPA ID MI0007280 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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