318 S Westervelt Rd, Saginaw, MI 48604 Property Records

Saginaw County property record for 318 S Westervelt Rd, Saginaw, MI 48604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1900
Lot Size	0.193 acres (8,407 sqft)
Owner	Company Name on Record
Last Sale	$27,587 (Feb 2026)
Tax Bill	$1,418 (2025)
Deeds & Mortgages	Feb 2026 Sale
Flood Zone	Zone AE (high risk)
APN	`02-12-5-05-0150-000`

Property Details

APN / Parcel Number

Primary APN	`02-12-5-05-0150-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	318 S WESTERVELT RD
City	SAGINAW
State	MI
Zip	48604-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TRB1/TR
Legal Description	LOT 5 BLK 34 CITY OF ZILWAUKEE SEC 05 T12N R5E
Legal Range	05E
Legal Township	12N
Legal Section	05
Legal Subdivision	CITY OF ZILWAUKEE
Legal Block	34
Legal Lot Number	5
Legal Unit	5
Jurisdiction	SAGINAW MI
Township / Civil Division	ZILWAUKEE
Census Block Group	1
Census Block	1003
Census Tract	10800

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	269 W LYNN ST, SAGINAW, MI 48604-2211
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2026 · Amount on Record
Deed Sale	Feb 9, 2026 · Amount on Record
Prior Sale	Nov 2, 2006 · Amount on Record
Deed Document Number	20262706
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 9, 2026
Property Address	318 S WESTERVELT RD, SAGINAW, MI 48604-1331
Document Number	0000002706
Map Reference	LB 38 PG 300
Instrument Date	Feb 6, 2026
Instrument	2026002706
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 S WESTERVELT RD, SAGINAW, MI 48604-1331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 W LYNN ST, SAGINAW, MI 48604-2211

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Zilwaukee City
Unified School District	Saginaw City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,900 (+8.06%)	$77,800 (+8.06%)
2025	$1,418.00 (+2.98%) Homeowner's exemption	$36,000 (+15.02%)	$72,000 (+15.02%)
2024	$1,377.00 (+8.43%)
2023		$31,300	$62,600
2022	$1,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	14 (1986–2022)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1986 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ZILWAUKEE serves 1,534 people · EPA ID MI0007280
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Feb 2026
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20