500 Ryan Dr, Richmond, KY 40475 Property Records

Madison County property record for 500 Ryan Dr, Richmond, KY 40475

Property Summary

Property Type	Other
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Oct 2021)
Tax Bill	$3,772 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`0068-002G-0008`

Property Details

APN / Parcel Number

Primary APN	`0068-002G-0008`
Alternative APNs	`118678` `81728` `48141`

Exterior

Lot Area	9,801 sqft (0.225 acres)

Location & Zoning

Account Number	48141
Street Address	500 RYAN DR
City	RICHMOND
State	KY
Zip	40475-7578
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	MAGNOLIA POINTE LOT 8 PH 1
Legal Phase	1
Legal Lot Number	8
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1011
Census Tract	10301

Owner

500 Ryan Dr is owned and occupied by an individual who bought it in October 2021.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	500 RYAN DR, RICHMOND, KY 40475-7578
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC
Oct 14, 2019	Deed, Subdivision Related Transfer JETT TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Prior Sale	Oct 14, 2019 · Amount on File
Deed Document Number	2014057287
Deed Book / Page	D812 / 490
Record Updated	Jun 8, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 8, 2021
Property Address	500 RYAN DR, RICHMOND, KY 40475-7578
Document Number	00D812/490
Book / Page	D812 / 490
Map Reference	CAB 28 SL 43
Instrument Date	Sep 24, 2021
Instrument	2014057287
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3030 RINGGOLD RD, SOMERSET, KY 42503-3947

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	500 RYAN DR, RICHMOND, KY 40475-7578

Mortgage

Document Number	2014057291
Date	Oct 8, 2021
Instrument	2014057291

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	9.37%

October 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 14, 2019
Property Address	500 RYAN DR, RICHMOND, KY 40475-7578
Document Number	D00779/742
Book / Page	D00779 / 742
Map Reference	CAB 28 SL 43
Instrument Date	Oct 10, 2019
Instrument	2014000629
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2024
Title Company	JETT TITLE

Transaction

Amount	Amount on Record
Tax	$311.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	500 RYAN DR, RICHMOND, KY 40475-7578

Tax Assessment & Valuation

The 2025 property tax bill for 500 Ryan Dr was $3,772 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,772.00 Additional exemption filed	$400,000	$400,000
2023	$3,880.00 (-0.31%)	$400,000 (-)	$400,000 (-)
2022	$3,892.00	$400,000	$400,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 500 Ryan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 Ryan Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ryan Dr

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