329 Ryan Dr, Richmond, KY 40475 Property Records

Madison County property record for 329 Ryan Dr, Richmond, KY 40475

Property Summary

Property Type	Other
Lot Size	0.195 acres (8,494 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,900 (Aug 2026)
Tax Bill	$3,017 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0068-002G-0123`

Property Details

APN / Parcel Number

Primary APN	`0068-002G-0123`
Alternative APNs	`127359` `90202` `56979`

Exterior

Lot Area	8,494 sqft (0.195 acres)

Location & Zoning

Account Number	56979
Street Address	329 RYAN DR
City	RICHMOND
State	KY
Zip	40475-7553
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	MAGNOLIA POINTE LOT 123 PH 1 (.195 AC)
Legal Subdivision	MAGNOLIA POINTE SUB PH 1
Legal Phase	1
Legal Lot Number	123
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1011
Census Tract	10301

Owner

Source: Madison County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	329 RYAN DR, RICHMOND, KY 40475-7553
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Apr 8, 2021	Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC
Apr 23, 2019	Deed, Subdivision Related Transfer NOT AVAILABLE, FOUNDATION T&E SERIES LLC
Aug 6, 2018	Warranty Deed, Transfer · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	Apr 8, 2021 · Amount on Record
Deed Document Number	202614366698
Deed Book / Page	886 / 495
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 4, 2026
Property Address	329 RYAN DR, RICHMOND, KY 40475-7553
Document Number	0014366698
Book / Page	886 / 495
Instrument Date	Jul 22, 2026
Instrument	202614366698
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	LAND TITLE, LAND GROUP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,329.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	329 RYAN DR, RICHMOND, KY 40475-7553

Mortgage

Document Number	0014366699,
Date	Aug 4, 2026
Instrument	202614366699

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 8, 2021
Property Address	329 RYAN DR, RICHMOND, KY 40475-7553
Document Number	00D803/376
Book / Page	D803 / 376
Map Reference	CAB 28 SL 43
Instrument Date	Apr 5, 2021
Instrument	2014033077
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$289.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3564 BEREA RD, RICHMOND, KY 40475-8813

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	329 RYAN DR, RICHMOND, KY 40475-7553

April 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 23, 2019
Property Address	329 RYAN DR, RICHMOND, KY 40475-7553
Document Number	D00772/463
Book / Page	D00772 / 463
Map Reference	CAB 28 SL 43
Instrument Date	Apr 19, 2019
Instrument	2013991343
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2024
Title Company	NOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Tax	$231.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 RYAN DR, RICHMOND, KY 40475-7553
Investor	Possibly a Property Investor

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Aug 6, 2018
Property Address	329 RYAN DR, RICHMOND, KY 40475-7553
Document Number	D00762/730
Book / Page	D00762 / 730
Map Reference	CAB28 SL43
Instrument Date	Jul 24, 2018
Instrument	2013979744
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1387 N KEENALAND DR, RICHMOND, KY 40475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1387 N KEENALAND DR, RICHMOND, KY 40475

Mortgage

Document Number	2013979745
Date	Aug 6, 2018
Instrument	2013979745

Lender

Name	CUMBERLAND VALLEY NATL BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,017.00 (+7.63%)	$320,000 (+10.73%)	$320,000 (+10.73%)
2023	$2,803.00 (-0.28%)	$289,000 (-)	$289,000 (-)
2022	$2,811.00	$289,000	$289,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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