500 Ronan Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 500 Ronan Ave, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,006 sqft · built 1996
Lot Size	0.164 acres (7,125 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Jul 2017)
Tax Bill	$10,505 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`790-01-010`

Property Details

APN / Parcel Number

Primary APN	`790-01-010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,006 sqft Living Area
Gross Area	1,367 sqft
1st Floor Area	1,367 sqft
Family Room	Family Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	7,125 sqft (0.164 acres)
Lot Dimensions	95 ft deep x 75 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	500 RONAN AVE
City	GILROY
State	CA
Zip	95020-7224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 4
Legal Subdivision	PARCEL MAP
Legal Lot Number	4
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2000
Census Tract	512514

Owner

500 Ronan Ave is owned and occupied by two individuals who acquired it in June 2024.

Source: Santa Clara County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	500 RONAN AVE, GILROY, CA 95020-7224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 13, 2017	Grant Deed, Transfer · FHA Mortgage PLATINUM HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2017 · Amount on File
Deed Sale	Jul 13, 2017 · Amount on File
Prior Sale	Aug 31, 2012 · Amount on File
Deed Document Number	201723696838
Last Transfer Date	Jun 21, 2024
Transfer Doc	0025653359
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	500 RONAN AVE, GILROY, CA 95020-7224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 RONAN AVE, GILROY, CA 95020-7224

Mortgage

Document Number	0024737320
Date	Dec 7, 2020
Instrument	24737320

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 13, 2017
Property Address	500 RONAN AVE, GILROY, CA 95020-7224
Document Number	0023696838
Map Reference	MAP520 PG1
Instrument Date	Jun 29, 2017
Instrument	23696838
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	500 RONAN AVE, GILROY, CA 95020-7224

Mortgage

Document Number	0023696839
Date	Jul 13, 2017
Instrument	23696839

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 500 Ronan Ave was $10,505 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$874,665 (+2%) Land $257,878 Building $616,787
2025	$10,505.00	$857,516 Land $252,822 Building $604,694
2023	$8,667.00 (+1.69%) Homeowner's exemption	$694,461 Land $243,005 Building $451,456
2022	$8,523.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 500 Ronan Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 Ronan Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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