375 Ronan Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 375 Ronan Ave, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,212 sqft · built 2011
Lot Size	0.125 acres (5,472 sqft)
Owner	Individual Name on Record
Last Sale	$1,054,000 (Oct 2022)
Tax Bill	$13,503 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`790-16-270`

Property Details

APN / Parcel Number

Primary APN	`790-16-270`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,212 sqft Living Area
1st Floor Area	953 sqft
2nd Floor Area	1,259 sqft
Family Room	Family Room

Exterior

Year Built	Built 2011
Architectural Style	Other
Construction Type	Wood
Lot Area	5,472 sqft (0.125 acres)
Garage Area	457 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	375 RONAN AVE
City	GILROY
State	CA
Zip	95020-7222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	TR 10059 LOT 26
Legal Subdivision	ARROYO SECO MANOR
Legal Tract	10059
Legal Lot Number	26
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1009
Census Tract	512514

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	375 RONAN AVE, GILROY, CA 95020-7222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Sep 29, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage CHANGE LENDING LLC
Oct 24, 2022	Grant Deed, Transfer · Conventional Mortgage CASTLE MORTGAGE CORP
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 6, 2020	Grant Deed, Transfer · Conventional Mortgage HIGHTECHLENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2022 · Amount on Record
Deed Sale	Oct 24, 2022 · Amount on Record
Prior Sale	Oct 24, 2022 · Amount on Record
Deed Document Number	0025390481
Last Transfer Date	Sep 29, 2025
Transfer Doc	0025875981
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	375 RONAN AVE, GILROY, CA 95020-7222
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 RONAN AVE, GILROY, CA 95020-7222

Mortgage

Document Number	0025373240
Date	Sep 15, 2022
Instrument	25373240

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 29, 2025
Property Address	375 RONAN AVE, GILROY, CA 95020-7222
Document Number	0025875981
Map Reference	MB 839 PG 20 21 & 22
Instrument Date	Sep 23, 2025
Instrument	25875981
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	375 RONAN AVE, GILROY, CA 95020-7222

Mortgage

Document Number	0025875982
Date	Sep 29, 2025
Instrument	25875982

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 24, 2022
Property Address	375 RONAN AVE, GILROY, CA 95020-7222
Document Number	0025390481
Map Reference	MB 839 PG 20-22
Instrument Date	Oct 14, 2022
Instrument	25390481
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 RONAN AVE, GILROY, CA 95020-7222

Mortgage

Document Number	0025390482
Date	Oct 24, 2022
Instrument	25390482

Lender

Name	CASTLE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	375 RONAN AVE, GILROY, CA 95020-7222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024550880
Date	Jul 23, 2020
Instrument	24550880

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 6, 2020
Property Address	375 RONAN AVE, GILROY, CA 95020-7222
Document Number	0024423602
Instrument Date	Aug 9, 2019
Instrument	24423602
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$913.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	375 RONAN AVE GILROY CA 950207222, GILROY, CA 95020-7222

Mortgage

Document Number	24423603
Date	Mar 6, 2020
Instrument	24423603

Lender

Name	HIGHTECHLENDING
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,503.00 (+2.18%)	$1,096,581 (+4.04%) Land $572,220 Building $524,361
2023	$13,215.00 (+22.59%)	$1,054,000 Land $550,000 Building $504,000
2022	$10,780.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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