500 Ray St, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 500 Ray St, Freeport, NY 11520

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,465 sqft · built 1955
Lot Size0.159 acres (6,930 sqft)
Owner2 Individual Names on Record
Last Sale$625,000 (Dec 2023)
Tax Bill$9,034 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Jan 2021 Sale & Construction Loan
Flood ZoneZone X (moderate risk)
APN54-313-00-0122

Property Details

APN / Parcel Number

Primary APN54-313-00-0122
Alternative APNs
  • 2009-54-313-00-0122-0
  • 54313000122000000000
  • 282009 54.-313-122
  • 54313 01220

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,465 sqft Living Area
1st Floor Area875 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialOther
Lot Area6,930 sqft (0.159 acres)
Lot Dimensions99 ft deep x 70 ft wide
Garage Area294 sqft

Exterior Amenities

PorchEnclosed Porch
Porch Area240 sqft
Deck Area300 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number54313 01220
Street Address500 RAY ST
CityFREEPORT
StateNY
Zip11520-5231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 009
Legal Block313
Legal Lot Number122
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group2
Census Block2013
Census Tract414501

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address500 RAY ST, FREEPORT, NY 11520-5231
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2023Bargain and Sale Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 25, 2021Grant Deed, Transfer · Construction Mortgage
RICHARD B MCKENNA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2023 · Amount on Record
Deed SaleDec 12, 2023 · Amount on Record
Prior SaleJan 25, 2021 · Amount on Record
Deed Document Number2023-74344
Deed Book / PageD14447 / 779
Record UpdatedSep 20, 2026

December 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionNASSAU NY
Recording DateDec 12, 2023
Property Address500 RAY ST, FREEPORT, NY 11520-5231
Document NumberD144470779
Book / PageD14447 / 779
Map ReferenceMAP 573 CASE 3506
Instrument DateNov 29, 2023
Instrument2023-74344
Transaction TypeTransfer
Record UpdatedDec 20, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address245 ROUTE 109D, WEST BABYLON, NY 11704

Transferred To (Grantee/Buyer)

NameVerified Name
Address500 RAY ST, FREEPORT, NY 11520-5231

Mortgage

Document Number0202374345
DateDec 12, 2023
Instrument2023-74345
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2053

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNASSAU NY
Recording DateJan 25, 2021
Property Address500 RAY ST, FREEPORT, NY 11520-5231
Document Number0140310671
Book / Page014031 / 000671
Instrument DateJan 7, 2021
Instrument10267
Transaction TypeTransfer
Record UpdatedMar 1, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$788.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address90 STATE ST #700 ALBANY NY 122071707, 700, ALBANY, NY 12207-1707

Mortgage

Document Number449480784
DateJan 25, 2021
Book Page044948/000784
Instrument10268
Lender
NameRICHARD B MCKENNA
Address4 SPARROW LN, HUNTINGTON, NY 11743-6515
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 24, 2022

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
MunicipalityFreeport Village
Unified School DistrictFreeport Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$419 (-) Land $177 Building $242$419,000 (-)
2025$9,034.00 (-6.65%)
2023$9,678.00 Additional exemption filed$419 Land $177 Building $242$419,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 157 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies157 in force
Nearby Flood Claims391 (1979–2024)
Claims Outside the SFHA41 of 391
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 166 claims
  • Hurricane Irene, Aug 2011 · 66 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEPORT (V)
serves 45,000 people · EPA ID NY2902823
Water SourceGroundwater
Last State InspectionFeb 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Ray St

Nearby Streets

Search Property Records by Address or Parcel Number