Nassau County and Hempstead Town property record for 489 Ray St, Freeport, NY 11520
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,958 sqft · built 1954 |
| Lot Size | 0.143 acres (6,216 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,000 (Apr 2021) |
| Tax Bill | $8,775 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Jun 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-316-00-0143 |
| Primary APN | 54-316-00-0143 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,958 sqft Living Area |
| Gross Area | 2,252 sqft |
| 1st Floor Area | 840 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Cape Cod |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 6,216 sqft (0.143 acres) |
| Lot Dimensions | 73 ft deep x 84 ft wide |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 294 sqft |
| Patio Area | 1,326 sqft |
| Balcony Area | 47 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 54316 01430 |
|---|---|
| Street Address | 489 RAY ST |
| City | FREEPORT |
| State | NY |
| Zip | 11520-5228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 009 |
| Legal Block | 316 |
| Legal Lot Number | 143 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 414501 |
Source: Nassau County and Hempstead Town records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 489 RAY ST, FREEPORT, NY 11520-5228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage CONTOUR MORTGAGE GROUP INC |
| Jun 4, 2019 | Bargain and Sale Deed, Transfer STEWART TITLE |
| Jan 25, 2019 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2021 · Amount on Record |
| Deed Sale | Apr 13, 2021 · Amount on Record |
| Prior Sale | Jun 4, 2019 · Amount on Record |
| Deed Document Number | 2021-048155 |
| Deed Book / Page | 14064 / 488 |
| Prior Transfer Date | Sep 16, 2013 |
| Prior Transfer Doc | 0130220675 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Apr 13, 2021 |
| Property Address | 489 RAY ST, FREEPORT, NY 11520-5228 |
| Document Number | 0140640488 |
| Book / Page | 14064 / 488 |
| Map Reference | MAP 3506 |
| Instrument Date | Mar 3, 2021 |
| Instrument | 2021-048155 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | WESTCOR LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 790 CROWN ST, BROOKLYN, NY 11213-5806 |
| Document Number | 0452680416 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 45268/416 |
| Instrument | 2021-048156 |
| Name | CONTOUR MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Jun 4, 2019 |
| Property Address | 489 RAY ST, FREEPORT, NY 11520-5228 |
| Document Number | 0138090607 |
| Book / Page | 13809 / 607 |
| Map Reference | MAP 573 |
| Instrument Date | May 21, 2019 |
| Instrument | 2019-046511 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,220.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3921 GREENPOINT AVE, 3921, SUNNYSIDE, NY 11104-3204 |
| Name | Verified Name |
|---|---|
| Address | 489 RAY ST, FREEPORT, NY 11520-5228 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Jan 25, 2019 |
| Property Address | 489 RAY ST, FREEPORT, NY 11520-5228 |
| Document Number | 0137600814 |
| Book / Page | 013760 / 000814 |
| Instrument Date | Jan 14, 2019 |
| Instrument | 8223 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 11, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 82136 COUNTRY POINTE CIR QUEENS VILLAGE NY 114273000, QUEENS VILLAGE, NY 11427-3000 |
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Freeport Village |
| Unified School District | Freeport Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $428 (-) Land $151 Building $277 | $428,000 (-) | |
| 2025 | $8,775.00 (-14.11%) Homeowner's exemption | $428 (-9.89%) Land $151 Building $277 | $428,000 (-9.89%) |
| 2023 | $10,216.00 Additional exemption filed | $475 Land $184 Building $291 | $475,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 157 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 157 in force |
| Nearby Flood Claims | 391 (1979–2024) |
| Claims Outside the SFHA | 41 of 391 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEPORT (V) serves 45,000 people · EPA ID NY2902823 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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