500 Emerald Dr, Columbus, MS 39702 Property Records

Lowndes County property record for 500 Emerald Dr, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,886 sqft · built 1978
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual on Record
Tax Bill	$409 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`62W120112900`

Property Details

APN / Parcel Number

Primary APN	`62W120112900`
Alternative APNs	`019440` `19440`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,886 sqft Adjusted Area
1st Floor Area	1,539 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	019440
Street Address	500 EMERALD DR
City	COLUMBUS
State	MS
Zip	39702-5530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	500 EMERALD DR LOT 135
Legal Range	18W
Legal Township	18S
Legal Section	13
Legal Subdivision	EAST EMERALD PART 2
Legal Lot Number	135
Jurisdiction	LOWNDES MS
Township / Civil Division	4
Census Block Group	2
Census Block	2008
Census Tract	500

Owner

Source: Lowndes County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	500 EMERALD DR, COLUMBUS, MS 39702-5530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL CO
Jul 25, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2023
Deed Sale	Jul 25, 2023
Deed Document Number	0020235886
Deed Book / Page	2023 / 5886
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	500 EMERALD DR, COLUMBUS, MS 39702-5530
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202315305
Date	Jul 25, 2023
Book Page	2023/15305

Lender

Name	CARDINAL FINANCIAL CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jul 25, 2023
Property Address	500 EMERALD DR, COLUMBUS, MS 39702-5530
Document Number	0020235886
Book / Page	2023 / 5886
Map Reference	MB 3 PG 13
Instrument Date	Jul 18, 2023
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 EMERALD DR, COLUMBUS, MS 39702-5530

Mortgage

Document Number	0202315305
Date	Jul 25, 2023
Instrument	2023/15305

Lender

Name	CARDINAL FINANCIAL CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$409.00 (+1.24%) Homeowner's exemption Disabled Person's exemption	$10,008 (-10.29%)	$100,080 (+34.57%) Land $10,000 Building $90,080
2024	$404.00 (-77.85%)
2023	$1,824.00	$11,156	$74,370 Land $10,000 Building $64,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	Jan 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: 4-County Fiber.

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