Lowndes County property record for 491 Emerald Dr, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,695 sqft · built 1978 |
| Lot Size | 0.269 acres (11,760 sqft) |
| Owner | Individual Name on File |
| Last Sale | $54,900 (Mar 1994) |
| Deeds & Mortgages | Mar 2023 Refinance Jul 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 62W120109900 |
| Primary APN | 62W120109900 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,695 sqft Adjusted Area |
| 1st Floor Area | 1,372 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,760 sqft (0.269 acres) |
| Lot Dimensions | 168 ft deep x 70 ft wide |
| Garage Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 019410 |
|---|---|
| Street Address | 491 EMERALD DR |
| City | COLUMBUS |
| State | MS |
| Zip | 39702-5527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 20 ST E LOT 140 |
| Legal Range | 18W |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | EAST EMERALD PART 2 |
| Legal Lot Number | 140 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 500 |
Source: Lowndes County records · APN 62W120109900
Assessment roll updated September 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 491 EMERALD DR, COLUMBUS, MS 39702-5527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance BANCORPSOUTH BANK |
| Jul 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANCORPSOUTH BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 29, 1994 · Amount on Record |
| Deed Sale | Mar 29, 1994 · Amount on Record |
| Deed Document Number | 0001010132 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 491 EMERALD DR, COLUMBUS, MS 39702-5527 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020235197 |
|---|---|
| Date | Mar 16, 2023 |
| Book Page | 2023/5197 |
| Name | BANCORPSOUTH BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 109 Months |
| Due | Apr 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 491 EMERALD DR, COLUMBUS, MS 39702-5527 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00202218371 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 2022/18371 |
| Name | BANCORPSOUTH BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 01, 2032 |
Source: Lowndes County records · Assessment roll updated September 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,205 (+13.73%) | $92,050 (+13.73%) Land $10,000 Building $82,050 | |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $8,094 | $80,940 Land $10,000 Building $70,940 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | Jan 1983 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Telapex Fixed Wireless | 100 / 20 |
May also be available: 4-County Fiber.
Based on FCC filings for 353 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLUMBUS LIGHT & WATER serves 23,616 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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