500 E Saguaro Cir, Payson, AZ 85541 Property Records

Gila County property record for 500 E Saguaro Cir, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1,298 sqft · built 2000
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (May 2025)
Tax Bill	$2,153 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`304-57-228`

Property Details

APN / Parcel Number

Primary APN	`304-57-228`
Alternative APNs	`R034433` `034433`

Interior

Stories	1 Story
Building Area	1,298 sqft Living Area
Gross Area	1,760 sqft
1st Floor Area	1,298 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asbestos
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Deck Area	Deck Area
Patio Area	100 sqft
Canopy	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R034433
Street Address	500 E SAGUARO CIR
City	PAYSON
State	AZ
Zip	85541-5695
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 10 TOWNSHIP: 10N RANGE: 10E LOT 28 OF PINON RIDGE UNIT ONE OF PLAT 680SE1/4 NW1/4 SEC 10 T10N R10E = 0.16(OUT OF 304-19-308C THRU -308E)
Legal Range	10E
Legal Township	10N
Legal Section	10
Legal Subdivision	PINON RIDGE
Legal Lot Number	28
Legal Unit	1
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1026
Census Tract	500

Owner

Source: Gila County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	500 E SAGUARO CIR, PAYSON, AZ 85541-5695
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage COPPER STATE CU
Nov 26, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 14, 2025	Warranty Deed, Transfer FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS
May 14, 2025	Warranty Deed, Transfer SANDRA M CURTIS HATCH TRUST
Jul 31, 2019	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Aug 28, 2018	Warranty Deed, Transfer PIONEER TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2025 · Amount on Record
Deed Sale	May 14, 2025 · Amount on Record
Prior Sale	Jul 31, 2019 · Amount on Record
Deed Document Number	20254429
Prior Transfer Date	Apr 22, 2025
Prior Transfer Doc	0000004428
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILA AZ
Recording Date	Nov 26, 2025
Property Address	500 E SAGUARO CIR, PAYSON, AZ 85541-5695
Document Number	0000010446
Map Reference	MAP 680
Instrument Date	Nov 14, 2025
Instrument	2025-010446
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	500 E SAGUARO CIR, PAYSON, AZ 85541-5695

Mortgage

Document Number	0000010445
Date	Nov 26, 2025
Instrument	2025-010445

Lender

Name	COPPER STATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 15, 2035

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILA AZ
Recording Date	Nov 26, 2025
Property Address	500 E SAGUARO CIR, PAYSON, AZ 85541-5695
Document Number	0000010444
Map Reference	MAP 680
Instrument Date	Nov 14, 2025
Instrument	2025-010444
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E SAGUARO CIR, PAYSON, AZ 85541-5695

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	May 14, 2025
Property Address	500 E SAGUARO CIR, PAYSON, AZ 85541-5695
Document Number	0000004428
Map Reference	MAP 680
Instrument Date	Apr 22, 2025
Instrument	2025-004428
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E SAGUARO CIR, PAYSON, AZ 85541-5695

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	May 14, 2025
Property Address	500 E SAGUARO CIR, PAYSON, AZ 85541-5695
Document Number	0000004429
Map Reference	MAP 680
Instrument Date	Apr 22, 2025
Instrument	2025-004429
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 E SAGUARO CIR, PAYSON, AZ 85541-5695

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	500 E SAGUARO CIR, PAYSON, AZ 85541-5695

Mortgage

Document Number	0000004430
Date	May 14, 2025
Instrument	2025-004430

Lender

Name	SANDRA M CURTIS HATCH TRUST
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Jul 31, 2019
Property Address	500 E SAGUARO CIR, PAYSON, AZ 85541-5695
Document Number	0000008119
Instrument Date	Jul 11, 2019
Instrument	8119
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2803 PAYSON AZ 855472803, PAYSON, AZ 85547-2803

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Aug 28, 2018
Property Address	500 E SAGUARO CIR, PAYSON, AZ 85541-5695
Document Number	0000009115
Instrument Date	Aug 20, 2018
Instrument	9115
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	PIONEER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 2104 PAYSON AZ 855472104, PAYSON, AZ 85547-2104

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,262 (+2.64%) Land $6,109 Building $23,153	$292,621 (+2.64%) Land $61,090 Building $231,531
2025	$2,153.00 (+7.7%)
2024		$28,508 Land $5,796 Building $22,712	$285,081 Land $57,958 Building $227,123
2023	$1,999.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 59% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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