508 E Saguaro Cir, Payson, AZ 85541 Property Records

Gila County property record for 508 E Saguaro Cir, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1,282 sqft · built 1997
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$396,900 (Apr 2024)
Tax Bill	$2,458 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`304-57-224`

Property Details

APN / Parcel Number

Primary APN	`304-57-224`
Alternative APNs	`R034417` `034417`

Interior

Stories	1 Story
Building Area	1,282 sqft Living Area
Gross Area	1,722 sqft
1st Floor Area	1,282 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Hardboard
Construction Type	Wood
Roof Material	Asbestos
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	R034417
Street Address	508 E SAGUARO CIR
City	PAYSON
State	AZ
Zip	85541-5695
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 10 TOWNSHIP: 10N RANGE: 10E LOT 24 OF PINON RIDGE UNIT ONE OF PLAT 680SE1/4 NW1/4 SEC 10 T10N R10E = 0.17(OUT OF 304-19-308C THRU -308E)
Legal Range	10E
Legal Township	10N
Legal Section	10
Legal Subdivision	PINON RIDGE
Legal Lot Number	24
Legal Unit	1
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1026
Census Tract	500

Owner

508 E Saguaro Cir is owned by two individuals who bought it in April 2024.

Source: Gila County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21935 GRANADA ST, GRETNA, NE 68028-4790
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Apr 26, 2024	Joint Tenancy Deed, Transfer PEOPLES TITLES INC, PIONEER TITLE AGENCY INC
Nov 30, 2022	Joint Tenancy Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2024 · Amount on File
Deed Sale	Apr 26, 2024 · Amount on File
Prior Sale	Nov 30, 2022 · Amount on File
Deed Document Number	20243553
Prior Transfer Date	Jul 18, 2017
Prior Transfer Doc	0000006880
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Recording Date	Jun 10, 2026
Property Address	508 E SAGUARO CIR, PAYSON, AZ 85541-5695
Document Number	0000005684
Instrument Date	Jun 8, 2026
Instrument	20265684
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21935 GRANADA ST, GRETNA, NE 68028-4790

Mortgage

Document Number	0000005684,
Date	Jun 10, 2026
Instrument	20265684

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.37%
Max Rate	-1%

April 2024: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	GILA AZ
Recording Date	Apr 26, 2024
Property Address	508 E SAGUARO CIR, PAYSON, AZ 85541-5695
Document Number	0000003553
Map Reference	MAP 680
Instrument Date	Apr 16, 2024
Instrument	2024-003553
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21935 GRANADA ST, GRETNA, NE 68028-4790

November 2022: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	GILA AZ
Recording Date	Nov 30, 2022
Property Address	508 E SAGUARO CIR, PAYSON, AZ 85541-5695
Document Number	0000013635
Map Reference	MAP 680
Instrument Date	Nov 17, 2022
Instrument	2022-013635
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3325 E GRAND CANYON DR, CHANDLER, AZ 85249-3445

Mortgage

Document Number	0000013636
Date	Nov 30, 2022
Instrument	2022-013636

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 508 E Saguaro Cir was $2,458.

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,683 Land $6,203 Building $22,480	$286,833 Land $62,029 Building $224,804
2025	$2,458.00
2024		$27,952 (+11.11%) Land $5,886 Building $22,066	$279,518 Land $58,863 Building $220,655
2023	$2,292.00 (+56.99%)	$25,158 Land $5,225 Building $19,933
2022	$1,460.00 Additional exemption filed		$251,577 Land $52,247 Building $199,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 508 E Saguaro Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 E Saguaro Cir is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 59% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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