Shiawassee County property record for 500 E Howard St, Owosso, MI 48867 · Last verified August 2026
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 3,485 sqft (0.08 acres) |
| Last Sale | $144,500 (2026) |
| Tax Bill | $104.00 (2025) |
| Primary APN | 050-430-000-008-00 |
|---|
| Lot Area | 3,485 sqft (0.08 acres) |
|---|
| Street Address | 500 E HOWARD ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3608 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Description | LOT 14 & E 10' LOT 13 (EX S 132' OF EACH ) LOUISA MERELLS ADD |
| Legal Subdivision | LOUISA MERELLS ADD |
| Legal Lot Number | 14,13 |
| Jurisdiction | SHIAWASSEE MI |
| Minor Civil Division | OWOSSO |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 30800 |
Source: Shiawassee County records · APN 050-430-000-008-00
Assessment roll updated July 16, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 426 HAMBLIN ST, OWOSSO, MI 48867-3604 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Aug 04, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 11, 2024 | Warranty Deed, Transfer · United States Department of Agriculture (USDA) Mortgage NEIGHBORS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 04, 2026 · Amount on Record |
| Deed Sale | Aug 04, 2026 · Amount on Record |
| Prior Sale | Jan 11, 2024 · Amount on Record |
| Deed Doc Number | 20263405803 |
| Deed Book / Page | 1341 / 189 |
| Prior Transfer Date | Aug 02, 2016 |
| Prior Transfer Doc | 0012250683 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 04, 2026 |
| Property Address | 500 E HOWARD ST, OWOSSO, MI 48867-3608 |
| Document Number | 0003405803 |
| Book / Page | 1341 / 189 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 20263405803 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | CROSSROADS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125,512.70 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 426 HAMBLIN ST, OWOSSO, MI 48867-3604 |
| Investor | Possibly a Property Investor |
| Document Number | 0003405789, |
|---|---|
| Date | Aug 04, 2026 |
| Instrument | 20263405789 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jan 11, 2024 |
| Property Address | 500 E HOWARD ST, OWOSSO, MI 48867-3608 |
| Document Number | 0013130516 |
| Book / Page | 1313 / 516 |
| Instrument Date | Dec 27, 2023 |
| Instrument | 3377746 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 426 HAMBLIN ST, OWOSSO, MI 48867-3604 |
| Name | Verified Name |
|---|---|
| Address | 308 HOLLY HILLS DR APT 301, 301, HOWELL, MI 48843-3951 |
| Document Number | 0003377542 |
|---|---|
| Date | Jan 11, 2024 |
| Instrument | 3377542 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Type | United States Department of Agriculture (USDA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Number | 0013130312 |
|---|---|
| Date | Jan 03, 2024 |
| Book Page | 1313/312 |
| Instrument | 3377542 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Address | 1801 WESTFALL DR, COLUMBIA, MO 65202 |
| Type | United States Department of Agriculture (USDA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,400 (+9.68%) | $6,800 (+9.68%) | |
| 2025 | $104.00 (+23.81%) | $3,100 (+29.17%) | $6,200 (+29.17%) |
| 2023 | $84.00 | $2,400 | $4,800 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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