Shiawassee County property record for 429 E Howard St, Owosso, MI 48867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $89,900 (Jul 2022) |
| Tax Bill | $1,332 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 050-680-002-002-00 |
| Primary APN | 050-680-002-002-00 |
|---|
| Lot Area | 4,356 sqft (0.1 acres) |
|---|---|
| Lot Dimensions | 64 ft deep x 66 ft wide |
| Street Address | 429 E HOWARD ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 2 WILLIAMS & LYONS ADD |
| Legal Subdivision | WILLIAMS & LYONS ADD |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 30800 |
Source: Shiawassee County records · APN 050-680-002-002-00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 429 E HOWARD ST, OWOSSO, MI 48867-3605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 01, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Nov 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN ST UNIV FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2022 · Amount on Record |
| Deed Sale | Jul 01, 2022 · Amount on Record |
| Prior Sale | May 17, 2013 · Amount on Record |
| Deed Document Number | 20223362089 |
| Deed Book / Page | 1298 / 149 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jul 01, 2022 |
| Property Address | 429 E HOWARD ST, OWOSSO, MI 48867-3605 |
| Document Number | 0012980149 |
| Book / Page | 1298 / 149 |
| Map Reference | LB 6 PG 676 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 3362089 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8278 S M 52, 8278, OWOSSO, MI 48867-9270 |
| Name | Verified Name |
|---|---|
| Address | 429 E HOWARD ST, OWOSSO, MI 48867-3605 |
| Document Number | 0003362090 |
|---|---|
| Date | Jul 01, 2022 |
| Instrument | 3362090 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
| Document Number | 0012980151 |
|---|---|
| Date | Jul 01, 2022 |
| Book Page | 1298/151 |
| Instrument | 3362091 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 429 E HOWARD ST, OWOSSO, MI 48867-3605 |
| Document Number | 0012630320 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 429 E HOWARD ST OWOSSO MI 488673605, OWOSSO, MI 48867-3605 |
| Document Number | 0012630320 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 001263/000320 |
| Instrument | 3326888 |
| Name | MICHIGAN ST UNIV FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 21, 2034 |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,900 (+10.2%) | $77,800 (+10.2%) | |
| 2025 | $1,332.00 (+4.88%) Homeowner's exemption | $35,300 (+21.31%) | $70,600 (+21.31%) |
| 2023 | $1,270.00 Homeowner's exemption | $29,100 | $58,200 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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