500 E High St, Toledo, IA 52342 Property Records

Tama County property record for 500 E High St, Toledo, IA 52342

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,832 sqft · built 1920
Lot Size	0.601 acres (26,180 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Jul 2025)
Tax Bill	$4,450 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2022 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`14.15.483.009`

Property Details

APN / Parcel Number

Primary APN	`14.15.483.009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,832 sqft Living Area
Basement Area	640 sqft
Unfinished Basement	666 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,180 sqft (0.601 acres)
Garage Type	Mixed
Garage Area	2,532 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	322 sqft
Deck Area	384 sqft
Patio Area	768 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	500 E HIGH ST
City	TOLEDO
State	IA
Zip	52342-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC ROBERT'S 1ST LT 2 & W-2 ALLY TO E, LT 3 & 12' VAC ALLEY LYG S & BTWN CENTER & ELM ST BLK 4
Legal Subdivision	MCROBERTS 1ST
Legal Block	4
Legal Lot Number	2
Jurisdiction	TAMA IA
Township / Civil Division	TOLEDO
Census Block Group	3
Census Block	3040
Census Tract	290400

Owner

500 E High St is owned and occupied by two individuals who bought it in July 2025.

Source: Tama County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	500 E HIGH ST, TOLEDO, IA 52342-1825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF TOLEDO
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF TOLEDO
Jun 25, 2009	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF TOLEDO
Jun 21, 2005	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF TOLEDO
Nov 2, 2012	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF TOLEDO
Oct 17, 2006	Deed of Trust, Mortgage VERIDIAN CU
Aug 26, 2009	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF TOLEDO
Mar 22, 2006	Deed of Trust, Mortgage VERIDIAN CU
Jul 2, 2025	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Jun 8, 2023	Warranty Deed, Transfer
Aug 25, 2016	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2025 · Amount on File
Deed Sale	Jul 2, 2025 · Amount on File
Deed Document Number	20251700
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	500 E HIGH ST, TOLEDO, IA 52342-1825
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201512
Date	Jun 23, 2020
Instrument	2020-1512

Lender

Name	STATE BANK OF TOLEDO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	500 E HIGH ST, TOLEDO, IA 52342-1825
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220856
Date	Apr 4, 2022
Instrument	2022-0856

Lender

Name	STATE BANK OF TOLEDO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 1, 2027

Interest

Rate Type	Fixed Rate

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	500 E HIGH ST, TOLEDO, IA 52342-1825
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000854/247
Date	Jun 25, 2009
Book Page	0854/247
Instrument	2009-1826

Lender

Name	STATE BANK OF TOLEDO
Address	TOLEDO, IA 52342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	500 E HIGH ST, TOLEDO, IA 52342-1825
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000745/379
Date	Jun 21, 2005
Book Page	0745/379
Instrument	2005-4516

Lender

Name	STATE BANK OF TOLEDO
Address	TOLEDO, IA 52342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	500 E HIGH ST, TOLEDO, IA 52342-1825
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000909/954
Date	Nov 2, 2012
Book Page	0909/954
Instrument	2012-3646

Lender

Name	STATE BANK OF TOLEDO
Address	TOLEDO, IA 52342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2022

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	500 E HIGH ST, TOLEDO, IA 52342-1825
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000784/301
Date	Oct 17, 2006
Book Page	0784/301
Instrument	2006-5886

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount on Record
Term	121 Months
Due	Oct 31, 2016

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	500 E HIGH ST, TOLEDO, IA 52342-1825
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000858/066
Date	Aug 26, 2009
Book Page	0858/066
Instrument	2009-2484

Lender

Name	STATE BANK OF TOLEDO
Address	TOLEDO, IA 52342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2024

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	500 E HIGH ST, TOLEDO, IA 52342-1825
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000767/354
Date	Mar 22, 2006
Book Page	0767/354
Instrument	2006-3158

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Amount	Amount on Record

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jul 2, 2025
Property Address	500 E HIGH ST, TOLEDO, IA 52342-1825
Document Number	0020251700
Instrument Date	Jun 26, 2025
Instrument	2025-1700
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$477.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	500 E HIGH ST, TOLEDO, IA 52342-1825

Mortgage

Document Number	0020251701
Date	Jul 2, 2025
Instrument	2025-1701

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jun 8, 2023
Property Address	500 E HIGH ST, TOLEDO, IA 52342-1825
Document Number	0020231147
Instrument Date	Jun 8, 2023
Instrument	2023-1147
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	500 E HIGH ST, TOLEDO, IA 52342-1825

August 2016: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TAMA IA
Recording Date	Aug 25, 2016
Property Address	500 E HIGH ST, TOLEDO, IA 52342-1825
Document Number	000963/002
Book / Page	0963 / 002
Instrument Date	Aug 22, 2016
Instrument	2016-2305
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	500 E HIGH ST, TOLEDO, IA 52342-1825

Tax Assessment & Valuation

The 2025 property tax bill for 500 E High St was $4,450 with a homeowner's exemption, up 11.1% from the year before.

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Toledo City
Unified School District	South Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,450.00 (+11.08%)	$240,310 Land $21,080 Building $219,230	$240,310 Land $21,080 Building $219,230
2024	$4,006.00
2023		$203,860 Land $21,080 Building $182,780	$203,860 Land $21,080 Building $182,780
2022	$3,677.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 500 E High St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 E High St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOLEDO WATER SUPPLY serves 2,399 people · EPA ID IA8676027
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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