404 E High St, Toledo, IA 52342 Property Records

Tama County property record for 404 E High St, Toledo, IA 52342

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,579 sqft · built 2005
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on File
Last Sale	$159,500 (Aug 2006)
Tax Bill	$4,800 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14.15.482.008`

Property Details

APN / Parcel Number

Primary APN	`14.15.482.008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,579 sqft Living Area
Basement Area	1,568 sqft
Finished Basement	1,200 sqft
Unfinished Basement	368 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,238 sqft (0.258 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	404 E HIGH ST
City	TOLEDO
State	IA
Zip	52342-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC ROBERTS 1ST LOT 2 BLK 3
Legal Subdivision	MCROBERTS 1ST
Legal Block	3
Legal Lot Number	2
Jurisdiction	TAMA IA
Township / Civil Division	TOLEDO
Census Block Group	3
Census Block	3039
Census Tract	290400

Owner

404 E High St is owned and occupied by an individual who bought it in August 2006.

Source: Tama County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	404 E HIGH ST, TOLEDO, IA 52342-1823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF TOLEDO
Jun 15, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2006 · Amount on File
Deed Sale	Aug 18, 2006 · Amount on File
Deed Document Number	20065127
Deed Book / Page	781 / 241
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	404 E HIGH ST, TOLEDO, IA 52342-1823
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020210617
Date	Feb 25, 2021
Instrument	2021-0617

Lender

Name	STATE BANK OF TOLEDO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 2, 2026

Interest

Rate Type	Fixed Rate

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TAMA IA
Recording Date	Jun 15, 2021
Property Address	404 E HIGH ST, TOLEDO, IA 52342-1823
Document Number	0020211876
Instrument Date	Jun 14, 2021
Instrument	2021-1876
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E HIGH ST, TOLEDO, IA 52342-1823

Tax Assessment & Valuation

The 2025 property tax bill for 404 E High St was $4,800 with a homeowner's exemption, up 7.9% from the year before.

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Toledo City
Unified School District	South Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,800.00 (+7.87%)	$258,290 Land $13,130 Building $245,160	$258,290 Land $13,130 Building $245,160
2024	$4,450.00
2023		$225,310 Land $13,130 Building $212,180	$225,310 Land $13,130 Building $212,180
2022	$4,022.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 E High St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 E High St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOLEDO WATER SUPPLY serves 2,399 people · EPA ID IA8676027
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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