500 E 1st St, Mineral, VA 23117 Property Records

Louisa County property record for 500 E 1st St, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,965 sqft · built 1970
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$399,900 (Apr 2025)
Tax Bill	$1,330 (2022)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43B2 216 1`

Property Details

APN / Parcel Number

Primary APN	`43B2 216 1`
Alternative APNs	`1360` `1309`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,965 sqft Living Area
1st Floor Area	1,965 sqft
Basement Area	2,089 sqft
Finished Basement	2,089 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	446 sqft
Patio Area	187 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1309
Street Address	500 E 1ST ST
City	MINERAL
State	VA
Zip	23117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 1-4 BLOCK 16 DB 2010/785
Legal Subdivision	MAP AND PLAN OF MINERAL CITY VIRGINIA
Legal Block	16
Legal Lot Number	1-4
Jurisdiction	LOUISA VA
Township / Civil Division	MINERAL
Census Block Group	3
Census Block	3025
Census Tract	950202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mineral Historic District listed 2005 · 231 contributing resources · NRIS 05000271

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

500 E 1st St is owned and occupied by an individual who bought it in April 2025.

Source: Louisa County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	500 E 1ST ST, MINERAL, VA 23117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Nov 10, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Dec 13, 2019	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2025 · Amount on File
Deed Sale	Apr 24, 2025 · Amount on File
Prior Sale	Dec 13, 2019 · Amount on File
Deed Document Number	20253678
Deed Book / Page	2010 / 785
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	500 E 1ST ST, MINERAL, VA 23117
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	CLEAREDGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E 1ST ST, MINERAL, VA 23117

Mortgage

Document Number	002069/347
Date	Mar 2, 2026
Book Page	2069/347
Instrument	202600002052

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	500 E 1ST ST, MINERAL, VA 23117
Document Number	0000011586
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	500 E 1ST ST MINERAL VA 23117, MINERAL, VA 23117

Mortgage

Document Number	0000011586
Date	Nov 16, 2020
Book Page	001715/000926
Instrument	11586

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Dec 13, 2019
Property Address	500 E 1ST ST, MINERAL, VA 23117
Document Number	0000011030
Book / Page	001648 / 000223
Instrument Date	Nov 2, 2019
Instrument	11030
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	500 E 1ST ST MINERAL VA 23117, MINERAL, VA 23117

Mortgage

Document Number	11031
Date	Dec 13, 2019
Book Page	001648/000227
Instrument	11031

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2049

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Municipality	Mineral Town
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,300 (+1.5%) Land $22,500 Building $329,800	$352,300 (+1.5%) Land $22,500 Building $329,800
2025		$347,100 Land $22,500 Building $324,600	$347,100 Land $22,500 Building $324,600
2023		$306,100 Land $22,500 Building $283,600
2022	$1,330.00		$306,100 Land $22,500 Building $283,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 500 E 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 E 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MINERAL serves 478 people · EPA ID VA2109525
Water Source	Purchased surface water from LOUISA COUNTY WATER AUTHORITY
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 1st St

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