303 E 1st St, Mineral, VA 23117 Property Records

Louisa County property record for 303 E 1st St, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,132 sqft · built 1955
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jul 2024)
Tax Bill	$493 (2022)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Jan 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`43B2 226 22`

Property Details

APN / Parcel Number

Primary APN	`43B2 226 22`
Alternative APNs	`15327` `14810`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
1st Floor Area	996 sqft
Basement Area	744 sqft
Finished Basement	744 sqft
Unfinished Basement	775 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	140 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	14810
Street Address	303 E 1ST ST
City	MINERAL
State	VA
Zip	23117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 22, 23, 24 BLOCK 26 DB 1966/42
Legal Subdivision	MAP AND PLAN
Legal Block	26
Legal Lot Number	22-24
Jurisdiction	LOUISA VA
Township / Civil Division	MINERAL
Census Block Group	3
Census Block	3045
Census Tract	950202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mineral Historic District listed 2005 · 231 contributing resources · NRIS 05000271

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

303 E 1st St is owned and occupied by two individuals who bought it in July 2024.

Source: Louisa County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	303 E 1ST ST, MINERAL, VA 23117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2024	Deed, Transfer · Conventional Mortgage MLD MORTGAGE
Jan 18, 2024	Deed, Transfer CARDINAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2024 · Amount on File
Deed Sale	Jul 18, 2024 · Amount on File
Deed Document Number	20246288
Deed Book / Page	1966 / 42
Record Updated	Oct 29, 2026

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Jul 18, 2024
Property Address	303 E 1ST ST, MINERAL, VA 23117
Document Number	0001966/42
Book / Page	1966 / 42
Map Reference	MB 11
Instrument Date	Jul 11, 2024
Instrument	202400006288
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	303 E 1ST ST, MINERAL, VA 23117

Mortgage

Document Number	0000196645
Date	Jul 18, 2024
Instrument	1966/45

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Jan 18, 2024
Property Address	303 E 1ST ST, MINERAL, VA 23117
Document Number	001936/484
Book / Page	1936 / 484
Map Reference	MB 11
Instrument Date	Jan 5, 2024
Instrument	202400000533
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13609 OLD CHATWOOD PL, CHANTILLY, VA 20151-3371

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Municipality	Mineral Town
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,300 (+4.78%) Land $20,000 Building $267,300	$287,300 (+4.78%) Land $20,000 Building $267,300
2025		$274,200 Land $20,000 Building $254,200	$274,200 Land $20,000 Building $254,200
2023		$128,400 Land $20,000 Building $108,400
2022	$493.00		$128,400 Land $20,000 Building $108,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 303 E 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 E 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MINERAL serves 478 people · EPA ID VA2109525
Water Source	Purchased surface water from LOUISA COUNTY WATER AUTHORITY
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 1st St

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