Madison County property record for 500 Courage Rd, Waco, KY 40385 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $156,500 (2024) |
| Tax Bill | $1,475.00 (2025) |
| Primary APN | 0122-0000-0001-A |
|---|---|
| Alternative APNs |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Account Number | 75911 |
|---|---|
| Street Address | 500 COURAGE RD |
| City | WACO |
| State | KY |
| Zip | 40385-9570 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.00 ACRE |
| Jurisdiction | MADISON KY |
| Minor Civil Division | BEREA |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 11103 |
Source: Madison County records · APN 0122-0000-0001-A
Assessment roll updated April 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 590 WALTER LAKES RD, WACO, KY 40385-9534 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 31, 2006 | Deed of Trust, Mortgage · Line of Credit HOMECOMINGS FINANCIAL NETWORK INC |
| Mar 20, 2024 | Deed, Transfer |
| Mar 27, 2018 | Warranty Deed, Transfer · United States Department of Agriculture (USDA) Mortgage USDA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 20, 2024 · Amount on Record |
| Deed Sale | Mar 20, 2024 · Amount on Record |
| Prior Sale | Mar 27, 2018 · Amount on Record |
| Deed Doc Number | 2014195307 |
| Deed Book / Page | D850 / 150 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 500 COURAGE RD, WACO, KY 40385-9570 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1107/119 |
|---|---|
| Date | May 31, 2006 |
| Book Page | M1107/119 |
| Instrument | 368976 |
| Name | HOMECOMINGS FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 27, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 20, 2024 |
| Property Address | 500 COURAGE RD, WACO, KY 40385-9570 |
| Document Number | 00D850/150 |
| Book / Page | D850 / 150 |
| Map Reference | MB 15 PG 311 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 2014195307 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $156.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 COURAGE RD, WACO, KY 40385-9570 |
| Name | Verified Name |
|---|---|
| Address | 590 WALTER LAKES RD, WACO, KY 40385-9534 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 27, 2018 |
| Property Address | 500 COURAGE RD, WACO, KY 40385-9570 |
| Document Number | D00757/281 |
| Book / Page | D00757 / 281 |
| Map Reference | MB15 PG311 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 2013973444 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $146.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 308, BEREA, KY 40403-0308 |
| Name | Verified Name |
|---|---|
| Address | 500 COURAGE RD, WACO, KY 40385-9570 |
| Document Number | 2013973445 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 2013973445 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | United States Department of Agriculture (USDA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Mar 26, 2051 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,475.00 (-1.73%) Additional exemption filed | $156,500 (+1.1%) | $156,500 (+1.1%) |
| 2023 | $1,501.00 | $154,800 | $154,800 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 44% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 1,111 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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