Madison County property record for 75 Courage Rd, Waco, KY 40385 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Square Footage | 1,296 sqft Living Area |
| Lot Size | 87,164 sqft (2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $215,000 (2025) |
| Tax Bill | $1,771.00 (2025) |
| Primary APN | 0111-0000-0030-E |
|---|---|
| Alternative APNs |
|
| Building Area | 1,296 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Exterior Material | Aluminum/Vinyl Exterior |
|---|---|
| Lot Area | 87,164 sqft (2 acres) |
| Account Number | 45668 |
|---|---|
| Street Address | 75 COURAGE RD |
| City | WACO |
| State | KY |
| Zip | 40385-9561 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT 4-B & 7-C (2.001 ACRES) |
| Legal Subdivision | CEDAR CLIFF |
| Legal Tract | 4 |
| Jurisdiction | MADISON KY |
| Minor Civil Division | BEREA |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 11103 |
Source: Madison County records · APN 0111-0000-0030-E
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 75 COURAGE RD, WACO, KY 40385-9561 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 14, 2025 · Amount on Record |
| Deed Sale | May 14, 2025 · Amount on Record |
| Prior Sale | Jan 03, 2024 · Amount on Record |
| Deed Doc Number | 2014260468 |
| Deed Book / Page | D867 / 520 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 03, 2024 |
| Property Address | 75 COURAGE RD, WACO, KY 40385-9561 |
| Document Number | 00D847/344 |
| Book / Page | D847 / 344 |
| Map Reference | MB 14 PG 74 |
| Instrument Date | Dec 21, 2023 |
| Instrument | 2014184529 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $188.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1145 RICHS LN, JACKSONVILLE, AL 36265 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 75 COURAGE RD, WACO, KY 40385-9561 |
| Document Number | 2014184533 |
|---|---|
| Date | Jan 03, 2024 |
| Instrument | 2014184533 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jan 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 6% |
| Max Rate At Change | 10% |
| Index | 1-Year CMT |
| Max Rate | 14% |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,771.00 (+150.5%) Additional exemption filed | $187,900 (+57.5%) | $187,900 (+57.5%) |
| 2023 | $707.00 (-39.05%) Homeowner's exemption | $119,300 (-) | $119,300 (-) |
| 2022 | $1,160.00 | $119,300 | $119,300 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 74% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 1,042 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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