50 Winter St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 50 Winter St, Watertown, MA 02472

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,462 sqft · built 2002
Lot Size	0.077 acres (3,366 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Jul 2017)
Tax Bill	$9,315 (2026)
Deeds & Mortgages	Apr 2022 Refinance Aug 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37116`

Property Details

APN / Parcel Number

Primary APN	`37116`
Alternative APNs	`WATE M:0322 B:0011 L:0004A` `9645`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,462 sqft Living Area
Gross Area	2,267 sqft
Basement Area	715 sqft
Unfinished Basement	715 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,366 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9645
Street Address	50 WINTER ST
City	WATERTOWN
State	MA
Zip	02472-3847
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	T
Legal Subdivision	48-50 WINTER STREET CONDO
Legal Block	11
Legal Lot Number	4A
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	1
Census Block	1009
Census Tract	370103

Owner

50 Winter St, a condominium, is owned and occupied by an individual who bought it in July 2017.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	50 WINTER ST, WATERTOWN, MA 02472-3847
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION
Aug 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CENTURY BANK & TRUST
Jan 5, 2017	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Jul 31, 2017	Quit Claim Deed, Transfer · Conventional Mortgage HARVARD UNIV CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2017 · Amount on File
Deed Sale	Jul 31, 2017 · Amount on File
Prior Sale	Aug 10, 2006 · Amount on File
Deed Book / Page	69698 / 424
Transfer Doc	069698-424
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	50 WINTER ST, WATERTOWN, MA 02472-3847
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079923-28
Date	Apr 4, 2022
Book Page	79923/28
Instrument	49991

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	May 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	50 WINTER ST, WATERTOWN, MA 02472-3847
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75439-136
Date	Aug 24, 2020
Book Page	75439/136
Instrument	145059

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	85 Months
Due	Sep 1, 2027

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	50 WINTER ST, WATERTOWN, MA 02472-3847
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68719-1
Date	Jan 5, 2017
Book Page	68719/1
Instrument	2758

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Jul 31, 2017
Property Address	50 WINTER ST, WATERTOWN, MA 02472-3847
Document Number	69698-424
Book / Page	069698 / 000424
Instrument Date	Jul 31, 2017
Instrument	121264
Transaction Type	Transfer
Record Updated	Aug 15, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 LADD ST #2 WATERTOWN MA 024722606, 2, WATERTOWN, MA 02472-2606

Mortgage

Document Number	69698-428
Date	Jul 31, 2017
Book Page	069698/000428
Instrument	121265

Lender

Name	HARVARD UNIV CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 50 Winter St was $9,315, up 4.5% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,315.00 (+4.45%)	$763,500 (-) Building $763,500	$780,127 (-14.23%)
2025	$8,918.00 (+2.12%)	$763,500 (+2.29%) Building $763,500	$909,530 (-1.68%)
2024	$8,733.00 (-9.81%)	$746,400 (+4.68%) Building $746,400	$925,110
2023	$9,683.00	$713,000 Building $713,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 50 Winter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 50 Winter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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