50 Thomas St, Oberlin, OH 44074 Property Records

Lorain County property record for 50 Thomas St, Oberlin, OH 44074

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,048 sqft · built 1964
Lot Size0.36 acres (15,682 sqft)
OwnerOwner Name on File
Last Sale$135,000 (Mar 2014)
Tax Bill$4,452 (2025)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN09-00-088-101-012

Property Details

APN / Parcel Number

Primary APN09-00-088-101-012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area3,048 sqft Living Area
1st Floor Area1,977 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions150 ft deep x 105 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area51 sqft
Patio Area35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address50 THOMAS ST
CityOBERLIN
StateOH
Zip44074-1309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMURPHY 105.00 X 150.00
Legal SubdivisionMURPHYS SUBDIVISION
Legal Block101
Legal Lot Number2,3
JurisdictionLORAIN OH
Township / Civil DivisionOBERLIN
Census Block Group3
Census Block3007
Census Tract60100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on File
Mailing Address50 THOMAS ST, OBERLIN, OH 44074-1309
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last SaleMar 14, 2014 · Amount on File
Deed SaleMar 14, 2014 · Amount on File
Prior SaleOct 7, 2004
Deed Document Number2014000805
Record UpdatedJun 8, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address50 THOMAS ST, OBERLIN, OH 44074-1309
Document Number0000654683
Instrument DateNov 30, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address50 THOMAS ST OBERLIN OH 440741309, OBERLIN, OH 44074-1309

Mortgage

Document Number0000654683
DateDec 12, 2017
Instrument654683
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueDec 11, 2027

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityOberlin City
Unified School DistrictOberlin City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,452.00$94,550 (+%) Land $15,790 Building $78,760$270,130 (-) Land $45,100 Building $225,030
2024$4,452.00 (+19.39%)$94,546 (+38.89%) Land $15,785 Building $78,761$270,130 (+38.89%) Land $45,100 Building $225,030
2023$3,729.00 (+2.73%)$68,072 (-0.01%) Land $14,805 Building $53,267$194,490 (-) Land $42,300 Building $152,190
2022$3,630.00$68,080 Land $14,810 Building $53,270
2021$194,490 Land $42,300 Building $152,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOBERLIN WATER DEPARTMENT
serves 8,600 people · EPA ID OH4700911
Water SourceSurface water
Last State InspectionMar 2026
Also Mapped HereRURAL LORAIN CO. WATER A
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2024
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Breezeline
Cable
1,000 / 50
Cable Co-op
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Thomas St

Nearby Streets

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