Lorain County property record for 45 Thomas St, Oberlin, OH 44074
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,968 sqft · built 1969 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,685 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-088-102-003 |
| Primary APN | 09-00-088-102-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,968 sqft Living Area |
| 1st Floor Area | 984 sqft |
| 2nd Floor Area | 1,464 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.239 acres) |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 125 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 45 THOMAS ST |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-1308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MURPHY SUB FRNT 0070.00 DPTH 0150.00 |
| Legal Subdivision | MURPHY SUBDIVISION |
| Legal Block | 102 |
| Legal Lot Number | 12 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | OBERLIN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 60100 |
45 Thomas St is owned and occupied by two individuals who acquired it in November 2001.
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 THOMAS ST, OBERLIN, OH 44074-1308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2001 |
| Deed Sale | Nov 6, 2001 |
| Deed Document Number | 788259 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 45 Thomas St was $2,685.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Oberlin City |
| Unified School District | Oberlin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,685.00 | $77,140 (-0.01%) Land $10,780 Building $66,360 | $220,410 (-) Land $30,800 Building $189,610 |
| 2024 | $2,685.00 (-17.59%) | $77,144 (+12.68%) Land $10,780 Building $66,364 | $220,410 (+12.68%) Land $30,800 Building $189,610 |
| 2023 | $3,258.00 (+2.04%) | $68,464 (+0.01%) Land $10,112 Building $58,352 | $195,610 Land $28,890 Building $166,720 |
| 2022 | $3,193.00 | $68,460 Land $10,110 Building $58,350 | |
| 2021 | $195,610 Land $28,890 Building $166,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Thomas St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Thomas St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | RURAL LORAIN CO. WATER A |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Breezeline Cable | 1,000 / 50 |
| Cable Co-op Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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