50 Surf St, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 50 Surf St, Phippsburg, ME 04562 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 600 sqft · built 1920
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$1,450,000 (May 2025)
Tax Bill	$7,469 (2025)
Flood Zone	Zone VE (high risk)
APN	`PHIP M:014 L:100`

Property Details

APN / Parcel Number

Primary APN	`PHIP M:014 L:100`
Alternative APN	`1762`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	600 sqft Living Area
1st Floor Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	1762
Street Address	50 SURF ST
City	PHIPPSBURG
State	ME
Zip	04562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	100
Jurisdiction	PHIPPSBURG ME
Township / Civil Division	PHIPPSBURG
Census Block Group	2
Census Block	2008
Census Tract	970700

Owner

Source: Sagadahoc County and Phippsburg Town records · APN PHIP M:014 L:100

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	100 SPENCERS RIDGE RD, FREEPORT, ME 04032-7138
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2025 · Amount on Record
Deed Sale	May 21, 2025 · Amount on Record
Deed Document Number	20252025R-02404
Deed Book / Page	2025 / 2404
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Sagadahoc County and Phippsburg Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Phippsburg Town
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$7,469.00 (+4.83%)	$604,800 (-) Land $485,000 Building $119,800
2024	$7,125.00 (+3.31%)	$604,800 (+0.32%) Land $485,000 Building $119,800
2023	$6,897.00 (+14.02%)	$602,900 (+0.87%) Land $485,000 Building $117,900
2022	$6,049.00	$597,700 Land $485,000 Building $112,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sagadahoc County (23023C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230239707002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 47 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	47 in force 10 of 47 on primary residences
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Mar 2024, river or lake flooding

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Maine
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.