41 Surf St, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 41 Surf St, Phippsburg, ME 04562 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,068 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,160 (2025)
Flood Zone	Zone AE (high risk)
APN	`PHIP M:014 L:094`

Property Details

APN / Parcel Number

Primary APN	`PHIP M:014 L:094`
Alternative APN	`925`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,068 sqft Living Area
1st Floor Area	1,068 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	925
Street Address	41 SURF ST
City	PHIPPSBURG
State	ME
Zip	04562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	94
Jurisdiction	PHIPPSBURG ME
Township / Civil Division	PHIPPSBURG
Census Block Group	2
Census Block	2008
Census Tract	970700

Owner

Source: Sagadahoc County and Phippsburg Town records · APN PHIP M:014 L:094

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 SOUTH ST, WATERVILLE, ME 04901-5906
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jul 10, 2024
Transfer Doc	0000003257
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Sagadahoc County and Phippsburg Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Phippsburg Town
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,160.00 (+4.81%)	$255,900 (-) Land $204,800 Building $51,100
2024	$3,015.00 (+3.01%)	$255,900 (-) Land $204,800 Building $51,100
2023	$2,927.00 (+13.41%)	$255,900 (+0.35%) Land $204,800 Building $51,100
2022	$2,581.00	$255,000 Land $204,800 Building $50,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sagadahoc County (23023C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230239707002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 47 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Mar 2024, river or lake flooding

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Maine
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.