Somerset County and Bernards Township property record for 50 Spencer Rd, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 1,795 sqft · built 1950 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Oct 2013) |
| Tax Bill | $11,887 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01806-0000-00013 |
| Primary APN | 02-01806-0000-00013 |
|---|---|
| Alternative APN |
|
| Total Rooms | 6 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,795 sqft Living Area |
| 1st Floor Area | 1,795 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Lot Area | 24,829 sqft (0.57 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 0200098000000013 |
|---|---|
| Street Address | 50 SPENCER RD |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-1820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Subdivision | GARDEN HOMES RIDGEVIEW SEC 01 |
| Legal Block | 1806 |
| Legal Lot Number | 13 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 52400 |
Source: Somerset County and Bernards Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 50 SPENCER RD, BASKING RIDGE, NJ 07920-1820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2013 · Amount on Record |
| Deed Sale | Oct 24, 2013 · Amount on Record |
| Prior Sale | Sep 12, 2012 · Amount on Record |
| Deed Document Number | 201358366 |
| Deed Book / Page | 6679 / 1717 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 50 SPENCER RD, BASKING RIDGE, NJ 07920-1820 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000024792 |
|---|---|
| Date | Sep 22, 2023 |
| Book Page | 7525/3398 |
| Instrument | 2023024792 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 14, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 50 SPENCER RD, BASKING RIDGE, NJ 07920-1820 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000044069 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 7251/791 |
| Instrument | 2020044069 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2040 |
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $753,600 (+7.02%) Land $390,800 Building $362,800 | $753,600 (+7.02%) Land $390,800 Building $362,800 | |
| 2025 | $11,887.00 (+1.74%) | $704,200 (+13.02%) Land $381,300 Building $322,900 | $704,200 (+13.02%) Land $381,300 Building $322,900 |
| 2024 | $11,684.00 (-2.4%) | ||
| 2023 | $623,100 Land $343,300 Building $279,800 | $623,100 Land $343,300 Building $279,800 | |
| 2022 | $11,971.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1999–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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