46 Spencer Rd, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 46 Spencer Rd, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	906 sqft · built 1950
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Oct 2021)
Tax Bill	$8,843 (2025)
Deeds & Mortgages	Apr 2023 Transfer Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-01806-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`02-01806-0000-00012`
Alternative APN	`0200098000000012`

Interior

Total Rooms	5 Rooms
Stories	1 Story
Building Area	906 sqft Living Area
1st Floor Area	906 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0200098000000012
Street Address	46 SPENCER RD
City	BASKING RIDGE
State	NJ
Zip	07920-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Subdivision	GARDEM HOMES SEC 01
Legal Block	1806
Legal Lot Number	12
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2005
Census Tract	52400

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 SPENCER RD, BASKING RIDGE, NJ 07920-1820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Intrafamily Transfer, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Oct 12, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Prior Sale	Sep 14, 2001 · Amount on Record
Deed Document Number	202160710
Deed Book / Page	7391 / 1326
Last Transfer Date	Mar 30, 2023
Transfer Doc	0000008643
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET NJ
Recording Date	Apr 6, 2023
Property Address	46 SPENCER RD, BASKING RIDGE, NJ 07920-1820
Document Number	0000008643
Book / Page	7500 / 1327
Instrument Date	Mar 30, 2023
Instrument	2023008643
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 452, BROOKSIDE, NJ 07926-0452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SPENCER RD, BASKING RIDGE, NJ 07920-1820

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 12, 2021
Property Address	46 SPENCER RD, BASKING RIDGE, NJ 07920-1820
Document Number	0000060710
Book / Page	7391 / 1326
Instrument Date	Oct 8, 2021
Instrument	2021060710
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Amount	Amount Recorded
Tax	$1,946.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	621 WOODLAWN AVE, 621, LINDEN, NJ 07036-3254

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SPENCER RD, BASKING RIDGE, NJ 07920-1820

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$544,400 (+3.91%) Land $390,800 Building $153,600	$544,400 (+3.91%) Land $390,800 Building $153,600
2025	$8,843.00 (+0.06%)	$523,900 (+7.78%) Land $381,300 Building $142,600	$523,900 (+7.78%) Land $381,300 Building $142,600
2024	$8,838.00 (-4.35%)
2023		$486,100 Land $343,300 Building $142,800	$486,100 Land $343,300 Building $142,800
2022	$9,240.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1999–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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