50 S Waterloo St, Aurora, CO 80018 Property Records

Arapahoe County property record for 50 S Waterloo St, Aurora, CO 80018

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,448 sqft · built 2022
Owner	2 Individual Names on Record
Last Sale	$586,500 (May 2023)
Tax Bill	$6,994 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Nov 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1977-09-4-12-004`

Property Details

APN / Parcel Number

Primary APN	`1977-09-4-12-004`
Alternative APNs	`035443108` `35443108` `443108`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,448 sqft Living Area
Gross Area	4,011 sqft
1st Floor Area	990 sqft
2nd Floor Area	1,458 sqft
Basement Area	990 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Garage Type	Attached
Garage Area	468 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	035443108
Street Address	50 S WATERLOO ST
City	AURORA
State	CO
Zip	80018-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNSHIP T4S MAPPLATB 577 MAPPLATP 69 SUBDIVISIONCD 029473 SUBDIVISIONNAME HARMONY SUBDIVISION FLG NO 12 BLOCK 008 LOT 004 LOT 4 BLK 8 HARMONY SUB FLG NO 12 EX M/RS
Legal Subdivision	HARMONY SUBDIVISION FLG NO 12
Legal Block	1
Legal Lot Number	4
Jurisdiction	ARAPAHOE CO
Township / Civil Division	EAST ARAPAHOE
Census Block Group	1
Census Block	1018
Census Tract	7111

Owner

Source: Arapahoe County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 S WATERLOO ST, AURORA, CO 80018-1907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2025	Deed of Trust, Mortgage · Line of Credit COLORADO CU
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit AFFIDIAN CU
May 1, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2023 · Amount on Record
Deed Sale	May 1, 2023 · Amount on Record
Deed Document Number	202328777
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	50 S WATERLOO ST, AURORA, CO 80018-1907
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 S WATERLOO ST, AURORA, CO 80018-1907

Mortgage

Document Number	00E5053184
Date	Jul 25, 2025
Instrument	E5053184

Lender

Name	COLORADO CU
Type	Credit Union
Address	LITTLETON, CO 80127

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	50 S WATERLOO ST, AURORA, CO 80018-1907
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E5085522
Date	Nov 25, 2025
Instrument	E5085522

Lender

Name	AFFIDIAN CU
Type	Credit Union
Address	DENVER, CO 80216

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 24, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	May 1, 2023
Property Address	50 S WATERLOO ST, AURORA, CO 80018-1907
Document Number	00E3028777
Instrument Date	Apr 28, 2023
Instrument	E3028777
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 20, 2026
Title Company	DHI TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9555 S KINGSTON CT, ENGLEWOOD, CO 80112-5943

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	60 S WATERLOO STREET, AURORA, NM 87734

Mortgage

Document Number	00E3028778
Date	May 1, 2023
Instrument	E3028778

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Aurora City
Unified School District	Adams-Arapahoe School District 28J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,986 (-2.08%)	$588,000 (-) Land $140,000 Building $448,000
2025	$6,994.00 (+6.31%)	$36,750 (+73.05%)	$588,000 (+58.08%) Land $140,000 Building $448,000
2024	$6,579.00 (+657,8%)
2023		$21,237	$371,969 Land $120,000 Building $251,969
2021	$1.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 60% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 533,407 people · EPA ID CO0103005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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