Arapahoe County property record for 38 S Waterloo St, Aurora, CO 80018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,768 sqft · built 2022 |
| Owner | 2 Individual Names on File |
| Last Sale | $560,000 (Feb 2023) |
| Tax Bill | $6,901 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1977-09-4-12-002 |
| Primary APN | 1977-09-4-12-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 4,135 sqft |
| 1st Floor Area | 1,768 sqft |
| Basement Area | 1,768 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Driveway |
| Driveway Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 035443086 |
|---|---|
| Street Address | 38 S WATERLOO ST |
| City | AURORA |
| State | CO |
| Zip | 80018-1907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWNSHIP T4S MAPPLATB 577 MAPPLATP 69 SUBDIVISIONCD 029473 SUBDIVISIONNAME HARMONY SUBDIVISION FLG NO 12 BLOCK 008 LOT 002 LOT 2 BLK 8 HARMONY SUB FLG NO 12 EX M/RS |
| Legal Subdivision | HARMONY SUBDIVISION FLG NO 12 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | ARAPAHOE CO |
| Township / Civil Division | EAST ARAPAHOE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 7111 |
38 S Waterloo St is owned and occupied by two individuals who bought it in February 2023.
Source: Arapahoe County records, as of June 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 S WATERLOO ST, AURORA, CO 80018-1907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2023 · Amount on File |
| Deed Sale | Feb 27, 2023 · Amount on File |
| Deed Document Number | 202311606 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Recording Date | Feb 27, 2023 |
| Property Address | 38 S WATERLOO ST, AURORA, CO 80018-1907 |
| Document Number | 00E3011606 |
| Instrument Date | Feb 24, 2023 |
| Instrument | E3011606 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | DHI TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9555 S KINGSTON CT, ENGLEWOOD, CO 80112-5943 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 38 S WATERLOO ST, AURORA, CO 80018-1907 |
| Document Number | 00E3011607 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | E3011607 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
The 2025 property tax bill for 38 S Waterloo St was $6,901, up 5.2% from the year before.
Source: Arapahoe County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Arapahoe County |
| Municipality | Aurora City |
| Unified School District | Adams-Arapahoe School District 28J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,508 (-2.08%) | $580,200 (-) Land $140,000 Building $440,200 | |
| 2025 | $6,901.00 (+5.15%) | $36,263 | $580,200 Land $140,000 Building $440,200 |
| 2024 | $6,563.00 | ||
| 2023 | $29,606 | $496,880 Land $120,000 Building $376,880 | |
| 2021 | $1.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38 S Waterloo St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jun 2023 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 S Waterloo St is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 60% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AURORA serves 533,407 people · EPA ID CO0103005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures