50 S Main St, Smithsburg, MD 21783 Property Records

Washington County property record for 50 S Main St, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	1 ba · 837 sqft · built 1902
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$89,900 (Sep 2018)
Tax Bill	$1,222 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-015194`

Property Details

APN / Parcel Number

Primary APN	`07-015194`
Alternative APN	`015194`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	837 sqft Total Area
Utility Area	270 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	264 ft deep x 41 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	015194
Street Address	50 S MAIN ST
City	SMITHSBURG
State	MD
Zip	21783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	LOT 41.25X264 .25AC 50 S MAIN ST
Legal Subdivision	SMITHSBURG
Legal Lot Number	50
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	4
Census Block	4046
Census Tract	11301

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	50 S MAIN ST, SMITHSBURG, MD 21783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 24, 2018	Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC
May 10, 2017	Grant Deed, Transfer PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER SETTLEMENT & TITLE SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2018 · Amount on Record
Deed Sale	Sep 24, 2018 · Amount on Record
Prior Sale	May 10, 2017 · Amount on Record
Deed Book / Page	5838 / 235
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	50 S MAIN ST, SMITHSBURG, MD 21783
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069960285
Date	Apr 27, 2022
Book Page	6996/285

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Sep 24, 2018
Property Address	50 S MAIN ST, SMITHSBURG, MD 21783
Document Number	0058380235
Book / Page	5838 / 0235
Instrument Date	Sep 14, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	IN HOUSE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 S MAIN ST, SMITHSBURG, MD 21783

Mortgage

Document Number	0005838243
Date	Sep 24, 2018
Instrument	5838/243

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	May 10, 2017
Property Address	50 S MAIN ST, SMITHSBURG, MD 21783
Document Number	0055000134
Book / Page	005500 / 000134
Instrument Date	May 4, 2017
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER SETTLEMENT & TITLE SVC

Transaction

Amount	Amount Recorded
Tax	$6.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 292 NEW WINDSOR MD 217760292, NEW WINDSOR, MD 21776-0292

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,222.00 (+10.29%)	$134,100 (+10.28%)	$146,600 (-) Land $55,200 Building $91,400
2025	$1,108.00 (+19.53%)	$121,600 (+19.92%)	$146,600 (+34.37%) Land $55,200 Building $91,400
2023	$927.00	$101,400	$109,100 Land $55,200 Building $53,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018
Water Source	Purchased surface water from CITY OF HAGERSTOWN
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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